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Commercial Bank of Dubai


  • No minimum account balance or account maintenance charges
  • Up to 1.5% interest on your monthly average balances
  • 3 debits per month (transfers, payments, etc.) from Esaver account
  • Check your Esaver account balance and statements online
  • Instant opening through CBD Online Banking for CBD customers
  • Not a CBD customer yet, click here to open an Account Now

Monthly Average BalanceInterest rate % p.a.
AED 0 – AED 24,999 0.25%
AED 25,000  – AED 99,999 0.75%
AED 100,000 – AED 999,999 1.00%
 AED 1,000,000 – AED 4,999,999 1.50%
 =>AED 5,000,000 0.10%

*Interest rates are subject to individual profile and CBD credit analysis

  • If you are UAE National or UAE resident and minimum 18 years of age.

One of the features of ​Esaver account is withdrawal limitation to encourage you to save more and earn interest. However, you can make up to three debit transactions ( transfers, payments, etc.) per month. You can make more debit transactions but it will result in loss of interest for the month.

​Esaver account is available in AED only.

Interest will be accrued on monthly average balance and paid at the end of the month. Monthly average balance will be broken into slabs. For example, if monthly average balance is AED 999,999, it will be broken into three slabs:

Monthly Average Balance slabs

Interest rate % p.a.

AED 0 – AED 24,999


AED 25,000 – AED 99,999


AED 100,000– AED 999,999





Monthly Average Balance

Interest rate % (p.a.)*

AED 0 – AED 24,999


AED 25,000 – AED 99,999


AED 100,000 – AED 999,999


AED 1,000,000 – AED 4,999,999


=>AED 5,000,000


 *If maximum withdrawal per month does not exceed permissible limit.

Keeping a monthly minimum balance is not required for ​Esaver account.

It's easy and convenient! If you are a CBD customer, simply visit CBD Online Banking and apply online. If you are not a CBD customer, have your passport, residence visa and Emirates ID ready and apply here.
To apply for Esaver account you should be UAE National or UAE resident and you should be at least 18 years old. You will also need valid passport, residence visa and Emirates ID, in case it is not up to date in our records.

It is a digital savings account that offers competitive interest rates with the convenience of digital banking channels. You can open this account through our online application only and operate it through CBD online banking, mobile banking or ATM/CDM machines.

Please contact CBD customer service at 800 223 (CBD) to assist you with your query.

Please visit our branch to process closure of Esaver account.


Visit us

You are more than welcome to visit us. Find out your nearest branch.

Call us

Within UAE: 800 CBD (223)

Outside UAE: +971 4 2112888