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Commercial Bank of Dubai

Mortgage Loan

  • Low Interest rates starting from 2.99% 
  • 0% processing fees on Buyouts
  • High Loan amounts up to AED 15 MM with tenure up to 25 years
  • Flexibility to repay up to 15% of your Outstanding every year without any additional charges or fees 
  • Financing available for Salaried, Self-employed & Non-resident customers
  • Experienced & dedicated Staff to assist you with your Mortgage transaction & Property Registration


    With CBD you can easily
  • Purchase a new Property and move into your dream home
  • Transfer your Mortgage Loan from other financial institutions to reduce your monthly payments
  • Refinance your “Ready Property” to get easy access to liquidity 
  • Invest in “Under Construction” property  

If you are a salaried individual:

  • Application form, consent letter & authorization letter for Bureau check.
  • National ID or valid passport, residence visa and Emirates ID.
  • Original 3 months bank statement for new customers.
  • Salary Certificate.

If you are self-employed:

  • Application form, authorization letter for lending and consent letter for Bureau check
  • Copy of Trade License, Chamber of Commerce Registration, Memorandum and Articles of Association.
  • Original 12 months company and personal bank statements for new customers.

    If you are a salaried individual (UAE Nationals and Expatriates):

    • Aged between 21 and 65 years (at loan maturity)
    • Minimum monthly income of AED 12,000
    • Minimum length of service of 6 months
    • If you are self-employed (UAE Nationals and Expatriates):

    • Aged between 21 and 70 years (at loan maturity)
    • Minimum monthly income of AED 20,000
    • Minimum length of 3 years in business

    • * Additional documents may be applicable as per underwriting terms and eligibility criteria

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Within UAE: 800 CBD (223)

Outside UAE: +971 4 2112888

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