Mortgage Loan Top Features Interest Rates Attractive Fixed & Variable Rate Options Available Refinance Your Property Release cash against your fully paid property. Flexible Repayments 0% Processing fees on buyouts. High Loan Amounts High loan amounts of up to AED 20 million. Digital Pre-approval Get your mortgage loan pre approval digitally in just a few minutes. Click here for instant pre approval Attractive Fixed & Variable Rate Options Available 0% processing fees on Buyouts High Loan amounts up to AED 20 MM with tenure up to 25 years Flexibility to repay up to 15% of your Outstanding once every year without any additional charges or fees Financing available for Salaried, Self-employed & Non-resident customers With CBD Mortgage Loans you can easily Purchase a new property and move into your dream home Transfer your mortgage loan in the UAE from other financial institutions to reduce your monthly payments Refinance your “Ready Property” to get easy access to liquidity Invest in “Under Construction” property Invest/Refinance Plots/Land & Farm House (for UAE Nationals only) Invest /Refinance Plots in Dubai with Select Developers for Expatriates Key Facts Statement We kindly request you to carefully read and understand this document, If you are applying for a Mortgage from Commercial Bank of Dubai Learn More Required Documents If you are a salaried individual:Application form, consent letter & authorization letter for Bureau check.National ID or valid passport, residence visa and Emirates ID.Original 3 months bank statement for new customers.Salary Certificate.If you are self-employed:Application form, authorization letter for lending and consent letter for Bureau checkCopy of Trade License, Chamber of Commerce Registration, Memorandum and Articles of Association.Original 12 months company and personal bank statements for new customers. Affordable Banking Tips Our goal at CBD is to ensure that everyone has access to affordable banking solutions to help improve financial capability, promote savings, and build assets and wealth in the months and years to come. This section provides you with tips for your lowest cost and more affordable banking solutions at CBD. Transferring your salary to CBD will ensure you enjoy a better rate on your Home Loan than that of non-salary transfer customers, leading to significant savings over the years. Eligibility Criteria If you are a salaried individual (UAE Nationals and Expatriates):Aged between 21 and 65 years (at loan maturity)Minimum monthly income of AED 12,000Minimum length of service of 6 months If you are self-employed (UAE Nationals and Expatriates): Aged between 21 and 70 years (at loan maturity)Minimum monthly income of AED 20,000Minimum length of 3 years in business* Additional documents may be applicable as per underwriting terms and eligibility criteria Life Insurance terms and conditions before 16th October 2020 (For Existing Borrowers) Life Insurance terms and conditions after 16th October 2020 (For New Borrowers) Apply Now FAQs Digital Mortgage pre-approval FAQ's Click here Mortgage Loan Calculator Mortgage Loan Calculator Click here to view the calculator WARNING If you do not keep up your repayments/payments, you may lose your property. For complete product details and warnings, please refer to the Key Facts Statement. SMS HOME to 4266 Call us Within UAE: 600 575 556 Outside UAE: +971 600 575 556 Visit us You are more than welcome to visit us. Find out your nearest branch. Select branch Jebal Ali BranchRas Al Khaimah BranchBaniyas BranchSheikh Zayed BranchAl Qusais BranchAjman Branch Al Ain Mall BranchMain BranchFujairah BranchSharjah BranchZayed The First, Abu Dhabi Branch Contact us We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services. Contact Us Contact us We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services. Contact Us For your convenience and enhanced experience, the CBD Mobile App is available for download via your app store. You can start using the app by using your online banking user ID and password. Download the Mobile App Now Proceed to Online Banking
