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Commercial Bank of Dubai

Home Loan

  • Introductory Interest rate starting from 2.99%.
  • 0% processing fees on buyouts.
  • Interest rate linked to EIBOR post completion of introductory rates.
  • Financing options available for salaried, self-employed and non-resident customers.
  • Loans for ready and under construction properties.

If you are a salaried individual:

  • Application form, consent letter & authorization letter for Bureau check.
  • National ID or valid passport, residence visa and Emirates ID.
  • Original 3 months bank statement for new customers.
  • Salary Certificate.

If you are self-employed:

  • Application form, authorization letter for lending and consent letter for Bureau check
  • Copy of Trade License, Chamber of Commerce Registration, Memorandum and Articles of Association.
  • Original 12 months company and personal bank statements for new customers.

    If you are a salaried individual (UAE Nationals and Expatriates):

    • Aged between 21 and 65 years (at loan maturity)
    • Minimum monthly income of AED 12,000
    • Minimum length of service of 6 months
    • If you are self-employed (UAE Nationals and Expatriates):

    • Aged between 21 and 70 years (at loan maturity)
    • Minimum monthly income of AED 20,000
    • Minimum length of 3 years in business

    • * Additional documents may be applicable as per underwriting terms and eligibility criteria

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Within UAE: 800 CBD (223)

Outside UAE: +971 4 2112888

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