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Mortgage Loan

Attractive Fixed & Variable Rate Options Available

  • 0% processing fees on Buyouts
  • High Loan amounts up to AED 20 MM with tenure up to 25 years
  • Flexibility to repay up to 15% of your Outstanding once every year without any additional charges or fees 
  • Financing available for Salaried, Self-employed & Non-resident customers

    With CBD Mortgage Loans you can easily
  • Purchase a new property and move into your dream home
  • Transfer your mortgage loan in the UAE from other financial institutions to reduce your monthly payments
  • Refinance your “Ready Property” to get easy access to liquidity 
  • Invest in “Under Construction” property  
  • Invest/Refinance Plots/Land & Farm House (for UAE Nationals only)
  • Invest /Refinance Plots in Dubai with Select Developers for Expatriates

If you are a salaried individual:

  • Application form, consent letter & authorization letter for Bureau check.
  • National ID or valid passport, residence visa and Emirates ID.
  • Original 3 months bank statement for new customers.
  • Salary Certificate.

If you are self-employed:

  • Application form, authorization letter for lending and consent letter for Bureau check
  • Copy of Trade License, Chamber of Commerce Registration, Memorandum and Articles of Association.
  • Original 12 months company and personal bank statements for new customers.

    If you are a salaried individual (UAE Nationals and Expatriates):

    • Aged between 21 and 65 years (at loan maturity)
    • Minimum monthly income of AED 12,000
    • Minimum length of service of 6 months
    • If you are self-employed (UAE Nationals and Expatriates):

    • Aged between 21 and 70 years (at loan maturity)
    • Minimum monthly income of AED 20,000
    • Minimum length of 3 years in business

    • * Additional documents may be applicable as per underwriting terms and eligibility criteria

Life Insurance terms and conditions before 16th October 2020 (For Existing Borrowers)

Life Insurance terms and conditions after 16th October 2020 (For New Borrowers)

Digital Mortgage pre-approval FAQ's

Mortgage Loan Calculator
  • Click here to view the calculator



If you do not keep up your repayments/payments, you may lose your property. For complete product details and warnings, please refer to the Key Facts Statement.

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Within UAE: 600 575 556

Outside UAE: +971 600 575 556

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