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Personal Banking with CBD

Whether you're needing a savings account or mobile banking, CBD makes it easy to manage your everyday finances.

CBD's personal banking products are packed with features that help you grow your funds and hit your goals. We'll help you get the most out of your money while also ensuring everyday banking can be completed with convenience and ease.

Spend less time banking with CBD - and more time living.

Why bank with us?

We offer a range of personal digi and current accounts, savings and deposits that take the hassle out of personal banking.

We make it easy for you to:

  • Manage your everyday banking with online and mobile banking, contactless card and smartphone payments, plus digital bill payments
  • Earn CBD reward points with every dirham spent
  • Plan your goals and watch your savings grow
  • Earn interest at competitive rates
  • Maintain a low minimum average monthly balance

    Learn more about earning excellent returns on deposit here

Personal Banking FAQs

Yes. Our CBD Digi account can be opened with no minimum balance (new customers only) and no salary transfer. There are no charges for withdrawals, most remittances, a debit card or cheque book.

Yes. You can open and begin using a CBD Digi and current accounts in just a few minutes using our banking app and your Emirates ID.

Use our quick and easy online form to apply for savings and deposit accounts.

You can become a Smiles millionaire by earning points on your digi account or with a chance to win up to 1 million Smiles points. Redeem your points across a range of categories including travel, entertainment and valet parking.

Yes. UAE nationals and UAE residents aged over 21 years can open a CBD Foreign Currency account. We offer most major currencies, including EUR, CAD, USD, GBR, AUD, CHF and SEK.

We know the secret to reaching your savings goals is to choose the right product. This is why we offer a range of different savings options.

These include the easy-to-use ESaver option and a range of premium products available to CBD Elite customers. You can also earn up to 8.25% returns after 36 months with our Bonus Booster product.

Get more information on our savings products and competitive interest rates here.

Our Personal Banking Products