Commercial Bank of Dubai | Business Banking Solutions

About Us Go to CBD Al Islami

Current Account

Accessible, cutting-edge: an account just for you.

Convenient banking

Optional salary transfer requirement

1,000+ discount offers

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Foreign Currency Account

Global banking from the palm of your hand.

Accounts available in major currencies

Instant account opening

Free mobile and online banking

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Gold and Silver Account

Buy gold and silver instantly with our dedicated account for precious metals.

Attractive precious metals prices

Convert gold and silver to cash anytime

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Savings Account

CBD Savings Account in any major currency of your choice to start enjoying attractive returns and peace of mind.

Competitive interest rates

Budget and Track

Earn up to 1.25% on monthly average balances

Low minimum monthly balance

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GreenGrowth Account

High returns with maximum flexibility.

No account maintenance charges

No account maintenance fee

Earn up to 1.25% on monthly average balances

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Time Deposit

Manage your savings or surplus funds the smarter way: enjoy fixed returns, competitive interest rates and a choice of terms.

Flexible deposit tenures

Low minimum deposit

Multiple currencies

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Step Up Elite

Earn up to 0.85% interest p.a. with our exclusive Step Up deposit for CBD Elite clients.

Earn up to 0.85% pa interest rate

Fixed Tenor

Exclusively designed

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Step Up Time Deposit

We make planning for your future easy by providing fixed returns on your money.

Instant deposit opening

Start as low as AED 10,000

Interest accrued on a daily basis

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Bonus Booster Deposit

Build up your savings through regular monthly deposits starting from AED 1,000 with one of UAE’s most trusted institutions.

Earn up to 8.25% total return

Instant deposit opening

Low monthly savings amount

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Premium Saver Deposit

Build up your savings, double your interest - and your bonus.

Earn up to 1.40% total return

Low monthly savings amount

Tenor - 18 months

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Unit Time Deposit

Designed to offer you ultimate flexibility, you can divide your single deposit into units with one of UAE’s most trusted institutions.

Ultimate Flexibility

Earn up to 1.25% on monthly average balances

Choose from a range of tenors

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Visa Infinite

Discover the true meaning of exclusivity.

Global airport lounge access

Up to 3 reward points on every 1 AED of spend

Complimentary rounds of golf

50% off on cinema tickets and much more

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Super Saver

Enjoy up to 10% cashback on your everyday spends and a lot more.

Free for first year

Global airport lounge access

Up to 10% cashback on bills, education, supermarkets and fuel

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CBD One

Enjoy cashback up to AED 500 every month, on food deliveries, travels, fitness, coffee and more with a CBD One Credit Card.

Earn up to AED 500 cashback every month

50% off on cinema tickets

Complimentary valet parking

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Smiles Signature

All smiles with CBD Smiles Cards

Free for first year*

Complimentary global airport lounge access

Multi-trip travel insurance

90-day complimentary subscription to Smiles Unlimited which includes Buy 1 Get 1 offers, free delivery on food & grocery orders, waived home service fees, and more.

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CBD Yes Rewards

Save up to 15% on fuel & more

Welcome bonus of 20,000 Yes Rewards worth AED 200

50% off on cinema tickets

Free for first year*

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Smiles Platinum

All smiles with CBD Smiles Cards

40,000 Smiles points as welcome bonus

Up to 5 Smiles points on every 1AED spend

50% off on cinema tickets

Complimentary Smiles “Buy 1 get 1” membership

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Visa Platinum

A touch of simplicity to everyday spending.

Free for life

Earn up to 1.5 reward points on every 1 AED of spend

Up to 5 free supplementary cards

50% off on cinema tickets

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Visa Debit Card

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Home Loan

Fixed and variable interest rate options

Property refinancing

Flexible repayments

Digital pre-approval

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Quick Loan

Get a non-salary transfer loan of up to AED 150,000 instantly through the CBD App with just your Emirates ID.

100% digital application with just a few taps

Instant loan approval in minutes

You do not need to transfer your salary to CBD

The only document required is your Emirates ID

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Loan Against Fixed Deposit

Get instant access to your funds when you need it, while still keeping your Fixed Deposit (FD) investment intact.

Get high loan amounts against your FD

Competitive pricing

Financing tenure

Deferment facility

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National Loan Scheme

In line with CBD’s commitment to help UAE Nationals to manage their debts better ...

Flexible deposit tenures

Advances available

High loan amounts

No minimum balance

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Etihad Credit Bureau

Benefit from a host of privileges and opportunities that come with having a good credit history.

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Debt Managed Services

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Auto Loan

Enabling CBD customers to purchase their dream cars.

Competitive interest rates

Loans for new and used cars

Fast processing

Flexible repayments

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CBD Investr

CBD Investr is a smart investment app designed to help you save and invest today, for greater wealth and financial freedom tomorrow.

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CBD Financial Services

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Mutual Funds

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CBD Economy and Market Watch

Welcome to the CBD Economy and Market Watch section. We will be sharing key economic news and updates across global markets, brought to you by Deepak Mehra, Chief Economist.

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Domestic Transfers

Instant transfer from/to CBD accounts

Transfer using CBD Mobile

Fund transfers to other banks in UAE

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Instant Remittances

Instant remittances

Free transactions

Exchange rates

Free mobile and online banking

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International Transfers (SWIFT)

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Travel Insurance

Comprehensive global coverage with a wide range of benefits.

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Future Invest Regular Premium

Saving, investment, and protection all in one solution.

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Future Invest Single Premium

Versatile unit-linked single premium policy for wealth accumulation.

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Orient International Term Plan

Effective coverage against the uncertainties in life.

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Educare Limited

Maturity endowment plan to secure your child’s education.

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Orient Pension Plan

A flexible plan that allows you to customise your savings and protection needs.

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Digital Banking

Go Digital with our Online Banking Services

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Phone Banking

Superb customer support with our dedicated phone banking service.

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Member get Member

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Credit Shield

Protect yourself and your family against unforeseen events and insure your credit card's outstanding balance with CBD's Credit Shield.

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CBD Promotion winners

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EPP Merchants

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Super Saver Cashback

Welcome to the new Super Saver cashback platform, that makes tracking and redeeming cashback on your CBD Super Saver credit card so much easier.

Earn cashback on your spends

Track your savings

Elite Banking

Unleashing a world of Elite banking products, personalised services, and exclusive offers to enhance your exceptional lifestyle.

Dedicated Relationship Manager

Preferential foreign exchange rates

Global airport lounge access

First year free on credit cards

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Private Banking

Enjoy a suite of premium financial products, services and offerings, tailor-made for those who settle for nothing but the best.

Dedicated Relationship Manager

First year free on credit cards

Safe deposit lockers

Global airport lounge access

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Premium Business Account

Take your business to the next level with exceptional privileges and cost savings.

Business Account Packages platinum-thumb

Minimum balance AED 350,000

Choice of six currency denominations

Unique free i-Business online services

Dedicated Relationship Manager

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Gold Business Account

A comprehensive Gold bank account with exclusive pricing for SME clients who have high transactional banking needs.

Minimum balance AED 1,000,000

No account maintenance fee

Dedicated Relationship Manager

Unique free i-Business online services

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Platinum Business Account

Suitable for SME clients looking for exceptional privileges and cost savings with preferential pricing.

Minimum balance AED 3,000,000

Choice of six currency denominations

Privileges fees on all banking transactions & digital channels charges

Dedicated Relationship Manager

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Savings & Deposits Account

Short and long-term solutions for your surplus cash.

Minimum deposit amount

Proﬁts are paid at maturity

Flexible deposit

Free online banking

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Wakala Investment Deposit

Plan your long-term investments with different tenure options.

Low minimum deposit (10,000 AED)

Proﬁts are paid at maturity

Flexible deposit tenures

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Foreign Exchange

At CBD, we help you manage your foreign exchange risks and opportunities.

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Deposits

Ensure the best returns for your investments via high-yield dual currency deposits.

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Interest Rate Hedging

Lock in the best rates for your loans and go for a structure that can offset risks.

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Commodities Hedging

Hedge your investments with CBD Treasury in order to get the best returns

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Bonds and Sukuk

Avail of globally recognised bonds with attractive yields at competitive rates.

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Investments

CBD Investments At CBD Investment, we aim to build a lasting partnership with you by exceeding your expectations for investment performance and service.

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LIBOR Transition FAQ

Over recent months, the transition from LIBOR benchmarks, to risk free replacements, has started. The first currencies to be impacted were CHF, Euro, GBP and JPY.

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Business Credit Card

Interest-free

Low interest rates

Instant access

24*7 Online Access

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Visa Platinum Business Debit Card

Shop with ease

Cashless payments

Contactless payments

High withdrawal limit

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Business Installment Loan

Whenever a new business opportunity or situation requires the injection of additional funding.

No collateral or security requirements

Flexible repayment tenure

Loan top-up facility

Buy-out option

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Goods Finance

Our quick financing solution enables you to purchase raw materials and goods as per the specific needs of your business.

Finance up to AED 1 million

Short-term solutions at 12 months available

Low interest rates

No collateral requirements

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Business Loan Against POS

Loans to all retail and online businesses against Point of Sales machines or Payment Gateway proceeds.

Easy and hassle-free documentation

Lowest interest/profit rates

Quick business solutions

Quick turnaround time

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Loan Financing Solutions

We devise the best capital structures to suit the most diverse and unique projects, backed by decades of regional experience Project Finance focuses on long-term limited recourse financing of infrastructure and energy related projects

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Fixed Assets Finance

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Fleet Finance

With a proven client base, we are positioned to offer the best financing for real estate professionals and investors

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Commercial Property Finance

Whether you are looking to buy one vehicle or a whole fleet of vehicles, or planning any capital expenditure for purchase of machineries

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Payables Management

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Receivables Management

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Liquidity Management

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Public Sector Payment Products

Browse our range of PSP products.

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Public Sector Payment Services

Services across electronic and manual channels

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Commercial Escrow

Commercial Escrow for arrangement between parties involved in a structured business transaction

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Insurance Escrow

Insurance Escrow for Insurance Brokers to Collect Premium Segregated for Each Insurance Company

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Guarantees

Guarantees from the Commercial Bank of Dubai provide your business with a robust financial safety net, ensuring your commercial commitments are met with unwavering reliability.

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Commodity Finance

We provide a set of financial instruments available to companies involved in the production, processing, or trading of commodities.

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Working Capital Loans

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Cheque Discounting

Revolving funded facility

Competitive interest rates

Multiple usage during the year

Quick facility approval

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Business Overdraft

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Foreign Exchange

At CBD, we help you manage your foreign exchange risks and opportunities.

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Deposits

Ensure the best returns for your investments via high-yield dual currency deposits.

Learn more

Interest Rate Hedging

Lock in the best rates for your loans and go for a structure that can offset risks.

Learn more

Commodities Hedging

Hedge your investments with CBD Treasury in order to get the best returns.

Learn more

Bonds and Sukuk

Range of treasury products and services that can be fine-tuned to meet your cash-flow requirements

Learn more

Investments

CBD Investments At CBD Investment, we aim to build a lasting partnership with you by exceeding your expectations for investment performance and service.

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Research and Publications

Be guided in your investment decisions with the most critical facts and data at home and abroad.

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LIBOR Transition FAQ

Over recent months, the transition from LIBOR benchmarks, to risk free replacements, has started.

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Loan Financing Solutions

CBD offers a wide rage of Investment banking, Debt & Capital Markets (DCM), Loan Syndication and Advisory Solutions

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Financial Advisory

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Capital Markets

CBD offers a wide rage of Investment banking, Debt & Capital Markets (DCM), Loan Syndication and Advisory Solutions

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Account Services

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Electronic Channels & Reporting

Fast, efficient, and secured access to CBD’s full suite of Payments & Cash Management services

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Payables Management

Secure, round-the-clock payments from your CBD accounts

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Receivables Management

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Liquidity Management

Structure your accounts to gain cash flow efficiencies

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Public Sector Payment Products

Browse our range of PSP products.

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Public Sector Payment Services

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Project Development

Real Estate Escrow for Under construction Project Developments

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Home Owners Association

Owners Association for Ready Properties to Manage Building Service Charges

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Commercial Escrow

Commercial Escrow for arrangement between parties involved in a structured business transaction

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Insurance escrow

Insurance Escrow for Insurance Brokers to Collect Premium Segregated for Each Insurance Company

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Imports

For businesses looking to grow by importing goods and services, navigating the complexities of international procurement can be challenging.

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Exports

In the global marketplace, exporting goods and services plays a pivotal role in business expansion and growth.

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Guarantees

Guarantees from the CBD provide your business with a robust financial safety net

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Commodity Finance

We provide a set of financial instruments available to companies involved in the production, processing, or trading of commodities.

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Trade Services & Advisory Solutions

At CBD, we understand that trade finance is more than just financing transactions.

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Working Capital

Ensure your business is always well funded by availing of our various working capital loan solutions

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Receivables Finance

Receivables Finance is a service that provides businesses with early access to funds that are due from customers, improving liquidity and facilitating cash flow management.

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Supply Chain Finance

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Back to Back Letter of Credits

Our Back to Back Letter of Credit is a comprehensive financial instrument that serves as a guarantee for transactions

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About CBD

Established in 1969, Commercial Bank of Dubai (CBD) is one of the first banks operating in the United Arab Emirates. It was established as a joint venture between Commerzbank, Chase Manhattan Bank and Commercial Bank of Kuwait, before evolving into a public shareholding company in 1982 when the Government of Dubai took a 20% stake.

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Corporate Governance

Protecting the interests of all our stakeholders and promoting long-term sustainability of the Bank.

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Investor Relations

Stay up to date with the latest financial information and news from Commercial Bank of Dubai. Our Investor Relations section provides a wealth of information for shareholders, analysts, and anyone interested in our financial performance.

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Sustainability

For 54 years, CBD has had the privilege of a social license to operate in the UAE. We retained this license through an unending commitment to our corporate and social responsibility initiatives.

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Press Room

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Crafted Services For Any Size Of Business

Designed with your business in mind, we offer a range of business account packages to deliver an exceptional experience.

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Next: Crafted Services For Any Size Of Business

Our products

Accounts & Investments

Our services are designed to help you grow your funds with minimal maintenance.

Business Account Packages Savings and Deposits

Cards

Applying for a business card is quick and easy - and can be completed online.

Business Credit Cards Business Debit Cards

Loans and Financing

We offer a wide range of flexible loans and financing options at attractive and accessible rates.

Project Finance Real Estate Finance

Start your business with CBD

Business Account packages

Designed to satisfy your everyday business banking needs and deliver a better banking experience.

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Popular services

Term Loans

Finance your business

Business Installment Loan

Fees and Charges

iBusiness Banking

Download the CBD iBusiness Mobile Banking App

Business banking, made easy.

CBD’s next-gen online banking with biometric login authentication
Tailored digital products including trade, CBD Wallet and cash and liquidity management

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Your business banking partner.

One of the most trusted banks in the UAE

As one of UAE's leading banks, Commercial Bank of Dubai has helped thousands of businesses prosper and grow for over 50 years, offering innovative and bespoke banking services through state-of-the-art digital channels and an extensive branch network.

Our goal is simple: to become your trusted business partner, providing advice, guidance, and relevant banking solutions that helps you to build a sustainable and profitable business.

Learn more about CBD