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Business Credit Card

Get more for your business and yourself with the all-new CBD Business Visa Signature Credit Card, the only card designed to meet your personal and business needs.


  • Free for life cards with credit limits of up to AED 250,000
  • Interest-free credit period of up to 52 days for better cash flow management
  • Cash advance facility of up to 50% of credit limit for urgent expenses
  • Access to a flexible line of revolving credit at low interest rates of 3.45% per month (3.45% effective 09 Dec 2020)
  • Flexible repayment options, from 5% of outstanding balance and up to 100%


  • Complimentary lounge access to over 1000 Airport Lounges worldwide. For FAQs, visit  Frequently Asked Questions 

  • 50% discount on up to four 2D Cinema tickets across the UAE every calendar month. For more information, visit VOX Cinema .

To avail of the cinema and valet parking benefit mentioned above, cardholders must have a minimum monthly retail spend (excluding cash withdrawals) of AED 7,500 in the calendar month, failing which cardholder account will be charged the differential amount.

*Retail spend does not include Cash Withdrawal. 


  • Complimentary multi-trip travel insurance
  • CBD Rewards Points, redeemable for cash, air miles and shopping vouchers, with every spend of one UAE Dirham: up to 1.5 CBD Reward Points on every purchase
  • Instant access to card account with the CBD Mobile Banking App.


  • Accepted at over 30 million global outlets, including over 3 million online merchants and in over 1.2 million ATMs
  • Dedicated number for 24 hour client service through our Contact Center within UAE 04 211 2818 and outside UAE +971 4 211 2818
  • 24X7 online access on up-to-date credit card account balances and transactions
Business Credit Card
Charges type
Annual card feesNil
Interest rate on outstanding balances 2.99% monthly (3.45% effective 09 Dec 2020)
Foreign exchange fee
Card replacement fee AED 100
Late payment / Over limit feeAED 209
Cash advance 3% of transaction value or AED 100 whichever is higher

** This fee is charged in addition to the standard processing fee charged by Visa International and is applicable to transactions performed in any currency other than UAE dirhams.
5% VAT is applicable on all fees excluding Interest levied 

CBD Business Credit Card is offered for:

  • Owners and nominated staff members of registered business entities operating in trading, manufacturing, professional or service sectors.
  • Any business entity that maintain min average bank account balance of AED 25,000
  • Applicants whose age is between 25-65 years
  • National ID or valid passport with UAE residence visa and Emirates ID of all signing authorities and shareholders, if applicable
  • Valid legal and constitutive documents (i.e. Trade License, Certificate of Commercial Registration, Free Zone Certificate of Incorporation, Memorandum of Association, Partnership Agreement) as applicable
  • Power of Attorney or Board Resolution, if applicable
  • Proof of Address
  • Details of Ultimate Beneficial Owners
  • Bank Reference Letter and Company Profile, if applicable

Within UAE

04 211 2818

Outside UAE

+971 4 211 2818

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