Business Credit Card

Overview

Get more for your business and yourself with the all-new CBD Business Visa Signature Credit Card, the only card designed to meet your personal and business needs.

Features and Benefits

Financial

• Free for life cards with credit limits of up to AED 250,000
  
• Interest-free credit period of up to 52 days for better cash flow management
• Cash advance facility of up to 50% of credit limit for urgent expenses
• Access to a flexible line of revolving credit at low interest rates of 3.45% per month (3.45% effective 09 Dec 2020)
• Flexible repayment options, from 5% of outstanding balance and up to 100%

Lifestyle

• Free valet parking up to two times per month, at 30+ locations in the UAE through Valtrans. For more details visit  CBD Credit Cards Valet Parking .

• Complimentary lounge access to over 1000 Airport Lounges worldwide. For FAQs, visit  Frequently Asked Questions 

• 50% discount on up to four 2D Cinema tickets across the UAE every calendar month. For more information, visit VOX Cinema .

To avail of the cinema and valet parking benefit mentioned above, cardholders must have a minimum monthly retail spend (excluding cash withdrawals) of AED 7,500 in the calendar month, failing which cardholder account will be charged the differential amount.

*Retail spend does not include Cash Withdrawal. 

Rewards

• Complimentary multi-trip travel insurance
  
• CBD Rewards Points, redeemable for cash, air miles and shopping vouchers, with every spend of one UAE Dirham: up to 1.5 CBD Reward Points on every purchase
  
• Instant access to card account with the CBD Mobile Banking App.

Convenience

• Accepted at over 30 million global outlets, including over 3 million online merchants and in over 1.2 million ATMs
• Dedicated number for 24 hour client service through our Contact Center within UAE 04 211 2818 and outside UAE +971 4 211 2818
• 24X7 online access on up-to-date credit card account balances and transactions

Fees and Charges

** This fee is charged in addition to the standard processing fee charged by Visa International and is applicable to transactions performed in any currency other than UAE dirhams.
5% VAT is applicable on all fees excluding Interest levied 

Eligibility

CBD Business Credit Card is offered for:

• Owners and nominated staff members of registered business entities operating in trading, manufacturing, professional or service sectors.

• Any business entity that maintain min average bank account balance of AED 25,000
• Applicants whose age is between 25-65 years

Required Documents

• National ID or valid passport with UAE residence visa and Emirates ID of all signing authorities and shareholders, if applicable
• Valid legal and constitutive documents (i.e. Trade License, Certificate of Commercial Registration, Free Zone Certificate of Incorporation, Memorandum of Association, Partnership Agreement) as applicable
• Power of Attorney or Board Resolution, if applicable
• Proof of Address
• Details of Ultimate Beneficial Owners
• Bank Reference Letter and Company Profile, if applicable