Open a bank account instantly with your Emirates ID, in just a few minutes through the CBD Mobile App and get your account instantly.
Isn't this truly the UAE's most rewarding digital account?
Visit your App store, and open the account today.
Convenient Banking
- Waiver of monthly service fee* if any ONE criteria is met:
- Monthly average balance of AED 5,000
- Salary transfer to CBD
- Active loan product (Personal loan, auto loan or mortgage)
- Free debit card
- Free cheque book (Subject to approval)
- Monthly 2 free international money transfers
- Instant remittance to India, Pakistan, Bangladesh and Philippines
* Applicable for first Digital AED Current Account created
Sign up to make all the benefits yours in just a few steps
Step 1:
Download the CBD Mobile App and register
Step 2:
Scan and Verify your Emirates ID and details
Step 3:
That's it! Your CBD Digital Current Account is now instantly activated
What's more! Smiles 
Earn Etisalat Smiles points on your CBD Digital Current Account by entering the promo code ETS20 while applying for the account.
- Earn Smiles on your debit card purchases equivalent to 1 Smiles point for every AED 4 you spend
- Earn Smiles on your Etisalat bill payment equivalent to 2 Smiles point on each AED paid for an Etisalat bill through CBD App.
- Earn Smiles on your Remittances equivalent to 10 Smiles point on every AED 1,000 or more for international remittance done through CBD Mobile App.
- Earn Smiles on your Savings based on your monthly average balance*
| Monthly Average Balance (AED) |
Monthly Smiles Earned |
| Less than 10,000 |
0 |
| 10,000 to 20,000 |
500 |
| 20,000 to 50,000 |
1,500 |
| 50,000 or above |
2,500 |
* Excluding E-saver accounts, Mustaqbali accounts and Deposits
Frequently Asked Questions
Everything you need from your CBD Digital Current Account is just a click away!
Download now
WARNING
If the account balance is below the Minimum balance thresholds, then the corresponding breach of Minimum balance charges will apply. For complete product details and warnings, please refer to the Key Facts Statement document.
