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Commercial Bank of Dubai

MasterCard Debit Card

  • Your CBD Debit Card is a convenient way to access the funds in your account when and where you need them. Whether you are at the supermarket or traveling abroad - getting access to your cash is easy.
  • MasterCard Buy 1 Get 1 App. Access complimentary offers for dining, hotel nights, entertainment and much more by downloading the MasterCard Buy 1 Get 1 App from your mobile App store and register using your CBD MasterCard Debit Card.

Get the most out of your debit card:

Your CBD Debit Card has PayPass technology which allows you to pay for everyday essentials with the following options :

  • Less than AED 100 - Tap and go without PIN
  • More than AED 100 and less than AED 300 - Tap and go with PIN
  • Above AED 300 - Chip and PIN without Tap and go

Simply tap your card on any PayPass enabled device at merchants and the amount will automatically be deducted from your account without the card ever leaving your hand. Tap, pay and go, with the benefit of knowing that even if you tap twice by mistake, you can only be charged once. This technology also works internationally on PayPass enabled point of sales machines. 

The embedded microchip in your CBD Debit Card enables "Chip & PIN" security which requires your card to be inserted into a point of sales machine at the merchant side, and armed with your personal 4-digit PIN, you can then secure a smooth and most importantly, safe transaction.

For more details on how your card works, please click here.

Activate your debit card

It is essential that you activate your new debit card as soon as you receive it by doing any of the following:

  • Login to CBD Online Banking and follow instructions to activate your card, if you are a registered CBD Online Banking user
  • SMS ACT along with the last 4 digits of your debit card number to 4266 (e.g. ACT<space>1234 from your registered mobile number with CBD
  • Call 800 CBD (223) and follow the intrsuctions on IVR (you will require telephone PIN) or speak to one of our customer service representatives

Create your new debit card PIN by doing any of the following:

  • Login to CBD Online Banking and follow instructions to activate your card, if you are a registered CBD Online Banking user
  • Visit any CBD ATM
  • Call 800 CBD (223) and follow the instructions on IVR (note: telephone PIN is required)

  • Completed account opening form.
  • Specimen signature cards.
  • National ID or valid passport, residence visa and Emirates ID.
  • Salary certificate if you are employed; otherwise, your income source.



  • If you are UAE National or UAE resident and minimum 18 years of age.



Your CBD Debit Card has PayPass technology which allows you to pay for everyday essentials with following options:

  • Less than AED 100 - Tap and go without PIN
  • More than AED 100 and less than AED 300 - Tap and go with PIN
  • Above AED 300 - Chip and PIN without Tap and go

Simply tap your card on any PayPass enabled device at merchants and the amount will automatically be deducted from your account without the card ever leaving your hand. Tap, pay and go, with the benefit of knowing that even if you tap twice by mistake, you can only be charged once.

1. Look for the contactless symbol when paying for small everyday purchases that are AED 300 or less.
2. Simply touch your contactless card against the reader.
3. A beep or green light shows your payment is processed.
4. Once your payment has been confirmed you will be offered a receipt.
Your CBD Debit Card has an embedded microchip which requires your card to be inserted into a point of sales machine at the merchant side, and armed with your personal 4-digit PIN, you can then secure a smooth and most importantly, safe transaction.
You can easily activate your new card by following any of the options given below:

  • Login to CBD Online Banking and follow instructions to activate your card if you are a registered CBD Online Banking user
  • SMS ACT along with the last 4 digits of your debit card number to 4266 (e.g. ACT<space>1234) from your registered mobile number with CBD
  • Call 800 CBD (223) and follow the instructions on IVR (you will require telephone PIN) or speak to one of our customer service representatives

To create your PIN, please visit any CBD ATM or sign into CBD Online Banking or call 800 CBD (223) and follow instructions on IVR. Please note that CBD will never ask you for your CBD Debit Card PIN so please do not disclose this information to anyone.
Applicable for replaced cards only.

You will be required to set a PIN for the newly issued debit card. However, you have the option of retaining the old 4 digit number or choosing a new number, as per your convenience.
As a primary cardholder, you will be required to activate all supplementary cards issued on your account and set the required PIN for each card.
If you card is lost or stolen, call us immediately on 800 CBD (223) if within UAE or +97142112888 from outside UAE.
Please note that you can visit one of the following branches to replace your debit card instantly: Attijari Al Islami Main Branch, Main BranchBaniyas Branch, Al Maktoum Branch and Electra Main Branch


How your CBD MasterCard Debit Card works

At Chip enabled terminals:

Chip enabled terminals Step 2

Step 1
The cashier will require you to enter your 4 digit PIN after they have inserted your card in the chip enabled terminal.

  
Chip enabled terminals Step 1

Step 2
Take the receipt and check it against your statement later as you have previously done with magnetic stripe cards.


At PayPassTM enabled terminals:

PayPass Logo

TAP & GO™

Tap and Go

Step 1
When ready to pay for your purchase, tap your contactless-enabled card or device on the universal contactless symbol on the reader at the cashier.
Step 2
When you see the green light and hear the beep, your payment has been accepted.
Step 3
Take your receipt and check it against your statement later as you have previously done with magnetic stripe cards.




No need to visit a branch.
It's quick, it's easy and takes a few minutes to complete.

Apply Now

Visit us

You are more than welcome to visit us. Find out your nearest branch.

Call us


Within UAE

800 CBD (223)

Outside UAE

+971 4 2112888