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Borrowing with CBD

Whether you are looking to borrow funds for a new home, car, marriage, education or travel, we can help you kick start your plans straight away. Borrow with CBD is fast and straightforward.

We offer a range of loans and credit cards at attractive and accessible rates. Borrow up to AED 2.5 million with our flexible, transparent and simple products.

Take the fast way to your dreams.

Benefits of borrowing through Loans and Credit Cards

The benefits of borrowing with CBD include:

  • Competitive interest rates with no hidden charges
  • Loan amounts of up to AED 2.5 million for UAE nationals and AED 1.5 million for expats
  • Flexible repayment and instalment plans, including the possibility of loan payment deferral
  • Easy-to-manage products that help you track repayments and plan your goals
  • Our excellent Smiles rewards program for our credit card customers

Learn more about how Budget and Track give you complete visibility over your everyday finance.

What do I need to apply for a loan or credit cards?

Applying for a CBD loan or credit card is quick and easy, and there's no need to come into a branch. Here's  how to do it.

  1. Choose your product
  2. CBD offers several different loan options and credit cards; there is a product here to suit everyone's needs. Our loan include car loans, mortgages and product specifically for UAE Government employees.

    Take a look through our loan product pages and choose the one that best suits your goals. Or use our useful credit card selector tool to find your perfect match.

  3. Check the eligibility criteria
  4. Before you begin your application, check our age and employees status requirements to ensure that you meet the minimum salary expectation.

  5. Complete the simple online application form

    the 5-step application process for loans and 3-step for credit cards can be completed in just a few minutes.

  6. Have the required documents ready
  7. For your application to be processed, we'll need just a few items. These include copies of your ID and salary transfer letter or salary certificate (plus, for new customers only 3 months of bank statements). Check the relevant product page for more details.

  8. See the funds appear
  9. We'll process your application quickly, meaning it won't be long before you can access your loan funds or begin using your credit card.

    Get started with your credit card application here

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