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Commercial Bank of Dubai


Plan Benefit Lump sum insurance plan for 37 critical illnesses
Minimum Age at Entry 18 years last birthday
Maximum Age at Entry 55 years last birthday
Maximum Age at Maturity 65 years next birthday
Maximum Term of Plan 5 and 10 years
Product Benefit Payment of lump sum amount (Sum Assured) on diagnosis of a covered critical illness
Minimum Sum Assured AED 100,000
Maximum Sum Assured AED 275,000
Sum Assured Payout Immediate (28 days after diagnosis)
Underwriting No underwriting required for coverage up to AED 275,000
Waiting Period 90 days from the date of policy commencement
Free Look Period 30 days from the date of policy commencement
Scope of Cover Worldwide
Currency AED

  • Only CBD customers with valid UAE visa/National ID are eligible to apply
  • The Policy can be issued in the name of individuals only
  • The premiums for the Life assured can be paid by a Third Party

  • Completed and signed application form
  • Passport Copy with a valid UAE residence visa / Nationality proof
  • Any other document as required by Orient (as applicable)
Select Plan
Your Age
Sum Insured
Plan Term
* Special Premium for Active Saver Customers. Learn more.
* Regular Premium
* The premiums quoted are for indicative purposes only. They may change, subject to terms and conditions.


The policy coverage is valid worldwide subject to regular premium payments and excludes travel to war-torn countries in which there is a UN peacekeeping operation or any declared war zone.
If your claim is approved by the Insurance Company, your money would go to your stated beneficiary/beneficiaries. 
14 working days after receipt of all complete documents 

You will be required to submit the Policy Document, Passport, Visa Copy, Claim Form, Medical Certificates establishing the illness supported by investigative and diagnostic reports as well as other documents as may be required by the Company. The Medical Certificates need to be notarized and attested by the authorized Ministry of the Country of Origin, UAE Embassy / Consulate in the country of origin and Ministry of Foreign Affairs, UAE.

Policy Document, Passport, Visa Copy, Claim Form, Medical Certificates establishing the illness supported by investigative and diagnostic reports as well as other documents as may be required by the company. 
You can notify the Claims Department, Orient Insurance PJSC on +971 4 253 1300 for your claim settlement. 
No, this policy is not eligible for bonus. 
Yes, customer can add and change beneficiaries anytime during the policy term.
No rider can be attached to this policy. 
90 days from the earliest due date for which a premium was paid. 
No, that option is not available. 
Nothing is payable on surrender of the plan. 

The Sum Assured will be paid to the Life Assured as a lump sum on diagnosis of any one of the 37 illnesses as per the definitions given. The diagnosis should have been made 90 days after the date of commencement of the policy or the Last reinstatement date. The Life Assured should survive for a minimum period of 28 days from the date of diagnosis to be eligible to receive the payment.

No benefit will be paid to the nominee / Life Assured in case of any other scenario like death of the Life Assured due to natural causes, accident, etc. 

90 days from the policy commencement date or last reinstatement date. 
If none of the critical illnesses specified in the policy are diagnosed during the policy term, nothing will be paid on maturity. 
No. You can participate in the plan without a medical examination. If you make a claim, Insurance Company may ask you to attend one. 
Since the plan term for CritiCare is 5 years (and 10 years), your premiums will stay same during the term of the plan. 
Yes, third party payments are allowed, as long as the payment is done through CBD account of such third party. 
No, change of premium contribution schedule during the term of the plan is not allowed. 
Payment of premium may be made on an Annual basis 
The plan has a fixed term of 5 and 10 years. 


This Product is offered by Orient Insurance PJSC for CBD Clients and is subject to their approval. Terms and Conditions of the Insurance policy shall apply. The insurance cover shall only start after the issuance of policy by Orient Insurance. Details presented are for your information only. CBD is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Product / Covers being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the client taking the Insurance or beneficiaries or any others.

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Outside UAE: +971 600 575 556

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