Direct Debit

Your life just became simple

A convenient way to pay your regular bills.

Payment Convenience

Free of Charge

Save time

Greater convenience

Highlights

Payment Convenience
Free of Charge
Save time
Greater convenience

What is Direct Debit?

Direct Debit is ​the simplest and most convenient way to pay your regular bills from your current, savings account and credit cards. All you need is to set up a Direct Debit and your utility payments will be automatically paid.

Top Features

Payment Convenience

Automatic payment on your chosen dates

Free of Charge

There is absolutely no processing fee from CBD for your ​Direct Debit.

Save time

Easy and secure one time setup with automated debits.

Greater convenience

Saves you the trouble of visiting payment offices and forgetting payments.

Features and Benefits:

  • Easy and secure one-time setup

  • Don’t worry about missing a payment. It will be done automatically as long as you have enough balance

  • No need to write post-dated cheques

  • No queuing at payment offices, banks, exchange houses and post offices to make the payments

  • Alerts on payments to your registered mobile number

Direct Debits Authority Charges - Processing Charges (Paying Bank)
Inward New Request (Setup Confirmation)
Loans, Finances, Credit Cards, Mortgage Loan AED 25
Others AED 5
Inward Amendment Request (Setup Confirmation)
Loans, Finances, Credit Cards, Mortgage Loan AED 25
Others AED 5
Inward Cancellation Request
Loans, Finances, Credit Cards, Mortgage Loan and Others Free
No Pay due to Insufficient Funds from Account to:
Loans, Finances, Credit Cards, Mortgage Loan and Others AED 25
No Pay due to Insufficient Funds by Credit Cards:
Others Free

FAQs

How to register for Direct Debit?

Just Login to Online Banking, go to Bill Payment page and click on Direct Debit. Click on Setup New DD, fill the required fields, accept Terms and Conditions and click on Submit.

When will my Direct Debit be active?
The process of setting up the Direct Debit takes 1-2 days. You will receive an SMS confirmation on your registered mobile number once Direct Debit is activated.
How long will my Direct Debit be active? Do I have to choose an end date?

At the time of the Direct Debit setup, you may choose how long you want the Direct Debit to be active. You are required to choose an end date. 

How do I know my utility bill amount in advance?

For utility bill payments you may choose a variable amount range. Please note that the utility bill will only be paid if the bill is within the range prescribed by you. If the amount is outside the range, the payment will be rejected. 

What will happen when payment falls out of range mentioned in Direct Debit set up?

The payment will be rejected if it falls outside the range that has been selected.      

Can I have two Direct Debit for same utility provider from the same account?

Yes you can. Simply add two consumer numbers.

What should I do if I find my registration gets rejected?

Correct the details mentioned in rejected message received and set up a new Direct Debit. If the same error is shown again, kindly call 600 575 556.

What is Direct Debit cancellation?

Your Direct Debit will be stopped permanently.

How long would it take for a cancellation to be in effect?

It will take one to two business days for a cancellation to be in effect. You will receive a message from us once the cancellation has been done. 

When will the payment commence?

After the Direct Debit becomes active, the payment will commence from the ‘First execution date’ given during the Direct Debit registration/modification.

What are the charges for using Direct Debit?
To view Direct Debit charges please click here.
How long will payment continue for a Direct Debit?

From the time Direct Debit is active and the first execution date has crossed, payment will continue until:

  • Direct Debit expiry date is reached
  • Direct Debit is cancelled                            
  • Stop Payment is issued. 
How can I change my Direct Debit setup?
Login to Online Banking, go to Bill Payment page and click on Direct Debit. Click on Manage Direct Debit, choose the required Direct Debit from the Direct Debit list, and click on Cancel button.
What is the difference between Stop and Cancel Direct Debit?
  • Stop ​Direct Debit will stop the payment for a specific time frame. This is a temporary measure. 
  • Cancellation will permanently stop the ​Direct Debit. 
How to stop a Direct Debit?
Just Login to Online Banking, go to Bill Payment page and click on Direct Debit. Click on Manage Direct Debit, choose the required Direct Debit from the Direct Debit list, click on Stop button and enter the date period that you want to stop your Direct Debit.
What authentication is used to set up or manage Direct Debit?

A One Time Password (OTP) will be sent to your registered mobile number to authenticate the setup and management of the Direct Debit.

Download the CBD App and access your financial future from the palm of your hand.

+971
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Accessibility