Promotion validity: 1 February 2025 to 30 April 2025.
To register in this promotion, Individual and SME customers should send an SMS code as per the below:
- Individual customers: SMS “INDV ”to 4266
- SME customers: SMS “SME” to 4266
Interest calculation period: 1 February 2025 to 30 April 2025. Earning period starts from the day you deposit your new funds.
Terms & Conditions
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The promotion is only valid for individual and SME customers who deposit new to bank funds.
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To register in this promotion, Individual customers should SMS code “INDV ”to 4266 while SMEs should SMS code “SME” to 4266 from the registered mobile number.
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The promotion is valid until 30 April 2025.
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Interest calculation period: 1 February 2025 to 30 April 2025. Earning period starts from the day you deposit your new funds. Interest will be paid out and calculated on the average balance of new to bank funds.
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Any increase over the base balance at the customer level will be considered new to bank funds.
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The following accounts are included in the promotion: Current and Savings Account, in AED currency. Only Savings account will be included for CBD Islamic customers.
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GreenGrowth, Mustaqbali Savings Scheme, Gold/Silver Currency accounts, Foreign Currency accounts, Live Now accounts, Save Now accounts, and all types of Time Deposits will be excluded from the promotion.
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Interest rate of 5.00% will be applied on Incremental Average Balance and will be credited within 15 business days of completion of campaign period.
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Individual customers need to deposit a minimum of AED 10,000 average fresh funds in a current or savings account to be eligible for the interest rate earning and SMEs need to deposit a minimum of AED 100,000 average fresh funds in a current or savings account to be eligible for the interest rate earning.
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The bank reserves the sole discretion to exclude any customer from interest payouts.
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Campaign will be based on opt-in basis.
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CBD & its subsidiary staff's cannot participate in the promotion and get any interest/profit.
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Customer should have an active AED account with CBD during the interest / profit payout period to receive the interest / profit.
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Bank reserves the right to contact the customer by callout, SMS , emailer, or any other means as deemed appropriate by the bank at any time as part of this offer.
For detailed terms and conditions, please Click here
See moreFor detailed terms and conditions related to the promotion from 2 October 2024 to 31 January 2025, please click here
Frequently Asked Questions
Click hereKey Facts Statement - Savings Accounts
Learn moreKey Facts Statement - Current Accounts
Learn moreAffordable Banking Tips
Our goal at CBD is to ensure that everyone has access to affordable banking solutions to help improve financial capability, promote savings, and build assets and wealth in the months and years to come. This section provides you with tips for your lowest cost and more affordable banking solutions at CBD. To ensure you are not charged a monthly service fee on your account, please ensure you maintain a minimum monthly average balance of AED 5,000. This is waived if you transfer your salary to CBD (minimum salary transfer of AED 5,000 or more, effective 1 August 2024) or if you have a loan/finance with the bank.
Warning
If the account balance is below the Minimum balance thresholds, then the corresponding breach of Minimum balance charges will apply. For complete product details and warnings, please refer to the Key Facts Statement document.
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