If you do not meet the repayments/payments on your credit card/loan/financing,
your account will go into arrears. This may affect your credit rating, which
may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement
If the account balance is below the Minimum balance thresholds, then the corresponding breach of Minimum balance charges will apply. For complete product details and warnings, please refer to the Key Facts Statement document.