Skip To The Main Content

Commercial Bank of Dubai

Rewards Program

With the Attijari Rewards Programme, earning points couldn’t be easier

Simply apply for a CBD product and be instantly rewarded. That’s not all - your points will grow every time you use your CBD Credit Card or enhance your monthly average balances on your accounts. The Attijari Rewards Programme is CBD’s way of saying “Thank You” and we’ve made it specially flexible and easy for you to use.



Earn points not only when you use your Credit Card on purchases, but also through the following range of banking options: 

  • Now you can earn Attijari points by using Online Banking, for making utility payments and international transfers. Learn more
  • Accounts: current account, savings account, Al Dana Interest Bearing current account, Al Dana Non-Interest Bearing current account
  • Deposits: Time Deposit, Unit Time Deposit
  • Savings plans and investments: Mustaqbali Child savings plan and all investments products
  • Loans: Personal Loan, Auto Loan, Home Loan
  • All Credit Cards

 


Earn Points on CBD Credit Cards


Product Purchase Type Points for every 1 AED spent
World MasterCard UAE Purchase 2 points
UAE Retail Grocery Purchase 1 point
UAE Government Spent 0.50 points
International Purchase 2.5 points
Visa Infinite UAE Purchase 2 points
UAE Retail Grocery Purchase 1 point
UAE Government Spent 0.50 points
International Purchase 2.5 points
Visa Signature UAE Purchase 2 points
UAE Retail Grocery Purchase 1 point
UAE Government Spent 0.50 points
International Purchase 2.5 points
MasterCard Gold UAE Purchase 1.5 points
UAE Retail Grocery Purchase 1 point
UAE Government Spent 0.50 points
International Purchase 2 points
Visa Classic UAE Purchase 1 point
UAE Retail Grocery Purchase 1 point
UAE Government Spent 0.50 points
International Purchase 1 point
E-Tijari Web Card UAE Purchase 1 point
UAE Retail Grocery Purchase 1 point
UAE Government Spent 0.50 points
International Purchase 1 point

Earn Points on Other CBD Products


Product Points earned on every AED 1000
Current Account 30
Savings account / Esaver 20
Al Dana NIB current account 40
Al Dana IB current account

- Points awarded on incremental add-on/new to bank average balance
- Minimum incremental average balance to qualify is AED 10,000
25
Mustaqbali Child Savings Plan / Bonus Booster Deposit

- Points awarded on monthly contribution amount
- Minimum monthly contribution to qualify is AED 10,000
25
New Time Deposit / New Unit Time Deposit / Step-Up Time Deposit

- Points awarded on new to bank Deposit amount
- Minimum deposit amount to qualify is AED 10,000
Tenor <3 months = NIL
Tenor >3 to 6 months = 5
Tenor over 6 months = 10
Lump sum investment products

- Points awarded on add-on/new to Bank amount
- Minimum amount to qualify is AED 1,000
30
Mustaqbali wealth builder / international investment plan

- Points awarded on monthly contribution amount as well as add-on /new to Bank amount
- Minimum amount to qualify is AED 1,000
40
Personal Loan 100
Home Loan25
Auto Loan

- Points awarded on new loan amounts and top-ups
 - Minimum incremental amount AED 10,000
70

Earn Attijari points in Online Banking

 

Usage Points earnedReward Limits
First time registration 500One time on registration
Set up for utility bill payments250One time for the first set up
Utility bill payments 50Five transactions worth 250 per month
International fund transfer500Per transfer AED 5000 and above
Apply for supplementary card
50Per card

Login to CBD Online Banking and click on "Manage and redeem your points" in Overview page. Otherwise, you can always call us on 800 CBD (223) or visit any of our branches.

You can choose from one of our three selected redemption options: Emirates Skywards Miles, Etihad Guest Miles or cash back, and enjoy your exclusive rewards and services.

Special Etihad Guest Miles introductory offer – Redeem every 10 loyalty points for 1 Mile instead of every 14 points. Promotion period is from 15 March - 15 May 2017.

Miles 


Air tickets and exciting upgrades in addition to other leisure and lifestyle benefits! 

etihad_logo1    emirates_logo1

The Attijari Points Rewards Programme enables you to accumulate points against all CBD Consumer Products. Customers can redeem these Attijari Points for cash back or convert into Emirates Skyward and Etihad Guest Miles.
You can earn up to 2.5 Attijari Points for every Dirham you spend using your primary or supplementary CBD Credit Card.
Not at all! All primary and supplementary Credit Card holders are automatically enrolled into the Attijari Points Rewards Programme without any charge whatsoever.
Yes absolutely! All purchases made on the supplementary Credit Card will also earn Attijari Points.
Details of the points accumulated and redeemed will be shown on your Online banking under Reward summary.
Login to CBD Online Banking and click on "Manage and redeem your points" in Overview page. Otherwise, you can call us on 800 CBD (223) or visit any of our branches.
In order to redeem your points for Emirates Skywards or Etihad Guest Miles, you should be a member with either  Emirates or Etihad. Log in to CBD Online Banking and click on "Manage and redeem your points" in Overview page. Otherwise, you can call us on 800 CBD (223) or visit any of our branches.
Yes. Request will be processed as per the valid account number provided by the customer.
Yes, there is a time limit that is up to 31st December of the subsequent year. For example, points earned during year 2015 will expire on 31st of December 2016.
Yes, our credit card holders can redeem Attijari Points for cash-back.
In case of irregular payments, a card cancellation or your card being blocked for any reason.
Yes, you can earn Attijari points on various banking services, utility bill payment and international fund transfers through CBD Online Banking. Terms and Conditions apply.
14 Attijari Points equals 1 Mile. Equivalent Emirates Skywards or Etihad Guest Miles value can be calculated by using Calculator specially designed for this program. Calculator is available in CBD Online Banking.

 

Call us

Within UAE

800 CBD (223)

 

Outside UAE

+971 4 2112888

Visit us

You are more than welcome to visit us. Find out your nearest branch.

Contact us

We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services.

Contact Us