All smiles and more with CBD Smiles Credit Cards
Enjoy more than 300,000 Smiles points, no annual fee for the first year and so much more with CBD Smiles Credit Cards. Redeem your Smiles points for Etisalat bills, groceries, food delivery, electronics, travel and much more. Earn Smiles points on every AED spend, 50% off cinema tickets, complimentary golf, valet parking, airport lounge access worldwide and so much more.
Step into the world of Smiles now and get your CBD Smiles Visa Signature or CBD Smiles Visa Platinum Card in minutes with the CBD Mobile Banking App using your Emirates ID.
Promotion validity: 24 Oct 2023 to 22 January 2024.
Apply Now on The CBD App
Here’s how you can earn thousands of Smiles Points with CBD Smiles Cards in your first quarter of Card issuance*:
CBD Smiles Visa Signature Credit Card
Smiles points earned for spends on Smiles App/Etisalat and elGrocer only |
Required Spend |
Bonus Smiles |
Regular Smiles earned on Smiles (10 Smiles earned per AED 1) |
Total Smiles Earned from Smiles App/ Etisalat and elGrocer Spends |
Spends 30 days from Card Issuance Date |
AED 2,500 |
50,000 | 25,000 |
75,000 |
Spends between 31 to 90 days from Card Issuance Date |
AED 5,000 |
25,000 |
50,000 |
75,000 |
|
AED 7,500 |
75,000 |
75,000 |
150,000 |
Smiles Points on Spends of Other Merchants |
Required Spend |
Bonus Smiles |
Regular Smiles earned for Domestic transactions (2 Smiles earned per AED 1) |
Total Smiles Earned on Spends of Other Merchants |
Spends 30 days from Card Issuance Date |
AED 5,000 |
50,000 |
10,000 |
60,000 |
Spends between 31 to 90 days from Card Issuance Date |
AED 42,500 | 15,000 |
85,000 | 100,000 |
|
AED 47,500 |
65,000 |
95,000 |
160,000 |
|
|
|
|
|
Total points on all Spends 90 days from Card Issuance Date |
AED 55,000 |
140,000 |
170,000 |
310,000 Smiles |
That’s a total of 310,000 Smiles Points equivalent to approximately AED 3,100 in just 90 days for Domestic Spends. Plus an annual fee waiver of AED 999 for the first year and that’s savings and added value over AED 4,000. Your savings will increase further if you use your card more on International Spends.
- 10 Smiles Points on all Etisalat channels, Smiles App and elGrocer spends
- Up to 3 Smiles points on all international spends
- Up to 2 Smiles points on all domestic spends
- Regular quarterly bonus of 15,000 Smiles points applies for every quarterly spends on achievement of spends targets
- No annual fee for the first year (AED 999 waived)
- Complimentary 1-year subscription to Smiles Unlimited Buy 1 Get 1 worth AED 200
- Discount coupon worth AED 100 from Yallacompare
- Free for life Supplementary Cards
- Complimentary golf, valet parking and airport lounge access worldwide
- 50% off cinema tickets and much more
All Bonus Points as per the above table are applicable under this promotion only

Apply for a CBD Signature Credit Card on The CBD App
CBD Smiles Visa Platinum Credit Card
Smiles points earned for spends on Smiles App/Etisalat and elGrocer only |
Required Spend
|
Bonus Smiles
|
Regular Smiles earned on Smiles (5 Smiles earned per AED 1) |
Total Smiles Earned from Smiles App/ Etisalat and elGrocer Spends |
Spends 30 days from Card Issuance Date |
AED 2,000 |
20,000 |
10,000 |
30,000 |
Spends between 31 to 90 days from Card Issuance Date |
AED 4,000 |
15,000 |
20,000 |
35,000 |
|
AED 6,000 |
35,000 |
30,000 |
65,000 |
Smiles Points on Spends of Other Merchants |
Required Spend |
Bonus Smiles |
Regular Smiles earned for Domestic transactions (1.5 Smiles earned per AED 1) | Total Smiles Earned from Spends on of Other Merchants
|
Spends 30 days from Card Issuance Date |
AED 3,000 |
20,000 |
4,500 |
24,500 |
Spends between 31 to 90 days from Card Issuance Date |
AED 18,500 |
7,500 |
27,750 |
35,250 |
|
AED 21,500 |
27,500 |
32,250 |
59,750 |
|
| |
| |
Total Points on all Spends 90 days from Card Issuance Date |
AED 27,500 |
62,500 |
62,250 |
124,750 Smiles |
That’s a total of 124,750 Smiles Points equivalent to approximately AED 1,250 in just 90 days for Domestic Spends. Plus an annual fee waiver of AED 199 for the first year and that’s savings and added value over AED 1,400. Your savings will increase further if you use your card more on International Spends.
Key Benefits of the CBD Smiles Visa Platinum Credit Card*
- 5 Smiles Points on all Etisalat channels, Smiles App and elGrocer spends
- Up to 2 Smiles points on all international spends
- Up to 1.5 Smiles points on all domestic spends
- Regular Quarterly bonus of 7,500 Smiles points applies for every quarterly spends on achievement of spends targets
- No annual fee for the first year (AED 199 waived)
- 50% off cinema tickets and much more
- Complimentary 90-days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
- Discount coupon worth AED 100 from Yallacompare
- Free for life Supplementary cards
All Bonus Points as per the above table are applicable under this promotion only
Apply for a CBD Platinum Credit Card on The CBD App
*For detailed terms and conditions, please click
here
Warning
If you do not meet the repayments/payments on your credit card/loan/financing,
your account will go into arrears. This may affect your credit rating, which
may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement