Highlights
Free for first year*
Complimentary global airport lounge access
Multi-trip travel insurance
90-day complimentary subscription to Smiles Unlimited which includes Buy 1 Get 1 offers, free delivery on food & grocery orders, waived home service fees, and more.
More rewards, more smiles with the CBD Smiles Visa Signature Card
Step into the world of Smiles now and get your CBD Smiles Visa Signature in minutes with the CBD Mobile Banking App using your Emirates ID.
Apply now on the CBD AppTop features of Smiles Signature
Features and benefits
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Smiles Signature welcome benefits
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- First year free* (Annual fee of AED 999 waived for first year)
- AED 200 extra discount on hotel bookings with Unravel**
- 90-day complimentary subscription to Smiles Unlimited which includes Buy 1 Get 1 offers, free delivery on food & grocery orders, waived home service fees, and more.
- Free for life supplementary cards
- First year free* (Annual fee of AED 999 waived for first year)
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First year free*
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(Annual fee of AED 999 waived for first year)
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Hotel discounts
- AED 200 extra discount on hotel bookings with Unravel**. Click here for more details
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Earn Smiles points on every AED spent
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10 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 25,000 Smiles points), up to 3 Smiles points on all international spends, up to 2 Smiles points on all domestic spends, quarterly bonus of 15,000 Smiles points worth up to AED 150
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Redeem Smiles points
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Payment of Etisalat bills, prepaid recharges, food delivery, purchase of smartphones, groceries and pharmacies, shopping vouchers & more
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Xperience App
- Enjoy a variety of 2-for-1 offers when you download xperience with the ENTERTAINER app powered by Visa. Download now or click here to know more.
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Complimentary airport lounge access
- Enjoy 8 complimentary visits to over 1,000 airport lounges globally with Lounge Key.***** For more details about the Lounge Key program please click here
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Complimentary valet parking
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Bid farewell to parking woes with free valet services spanning the UAE. Enjoy free Valtrans valet parking three times per month at Dubai International Airport (Terminal 1 and Terminal 3), Al Maktoum International Airport and many more locations. For more details please refer to CBD Credit Cards Valet Parking.
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50% off cinemas
- Cinemas are always fun, even more at 50% off. Enjoy 4 cinema**** tickets across VOX, Reel or Novo cinemas per calendar month at 50% off. For more information click here.
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Complimentary golf
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Four complimentary rounds of golf at Trump International Golf Club every month subject to calendar month retail spends of AED 7,500. For more information click here To book your complimentary golf tee time, click here
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Four complimentary rounds of golf at Trump International Golf Club every month subject to calendar month retail spends of AED 7,500. For more information click here To book your complimentary golf tee time, click here
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Up to 35% off at AVIS
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- Enjoy up to 35% discount on car rental booking
- Offer validity: Until 31 December 2024
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Complimentary night with Ten Concierge Hotel Services
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- Enjoy a complimentary night in luxury hotels worldwide
- Offer validity: Until 31 March 2025
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Discount and savings at Emaar Attractions
| 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience |
| 20% discount on The Storm Coaster at Dubai Hills Mall |
| 20% discount at Dubai Ice Rink general admission tickets |
| 20% discount at Zabeel Sports District except badminton games |
| Get bonus credits at Play DXB when you purchase credits using CBD Credit Card |
| Purchase credits | Get bonus credits |
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| AED 200 | AED 75 |
| AED 300 | AED 125 |
| AED 400 | AED 180 |
| AED 500 | AED 250 |
Visa benefits
- Enjoy up to a maximum of eight complimentary visits in a calendar year at over 1,000 airport lounges across the world via Lounge Key. Each cardholder (separately for primary and supplementary cardholders) shall be entitled for eight complimentary visits per calendar year.
Eligibility Criteria
- The first visit to the lounge in the calendar year is complimentary.
- However, to be eligible for the subsequent complimentary visits in the same calendar year, the cardholder (separately for primary and supplementary cardholder) needs to make a minimum international spend of USD 1 using their CBD Smiles Signature Credit Card.
- If the cardholder exceeds the maximum number of complimentary visits (i.e. eight visits in the calendar year) or does not meet the above conditions, Lounge Key shall charge USD 32 to the card.
For answers to FAQs on airport lounge access, visit our Frequently Asked Questions
- Protects you from theft or accidental damage
- For more information on benefits and offers on Visa Signature Credit Cards, visit Visa Signature Benefits
For more details and terms of use click here.
For more information and terms and conditions please click here.
For more information click here. To book your complimentary golf tee time, click here.
Exclusive welcome offer -new credit card customers enjoy 0% interest on Cash on Call 6- and 12-month plans within 30 days of card issuance. Apply instantly through the CBD Mobile app. Offer valid until 31 December 2024. One time processing fee of 1.99% and 4% respectively applies.
Exclusive welcome offer - new credit card customers enjoy 0% interest on Balance Transfer 6- and 12-month plans within 30 days of card issuance. Apply instantly through the CBD Mobile app. Offer valid until 31 December 2024. One time processing fee of 1.99% and 4% respectively, applies.
Convert your purchases into monthly installments at 0% interest rate.
Terms and conditions
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Cards approved between 1 Jan 2024 and 31 May 2024 will be eligible under the Smiles Welcome Bonus promotion. For detailed terms, please click here.
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For Smiles welcome bonus promotion applicable for cards issued between 24 Oct 2023 and 31 Dec 2023 please click here.
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Smiles Welcome benefits and bonus points are awarded to customers who will take a new Smiles Credit Card and is not applicable for customers who will convert their existing non-Smiles Credit Card into a Smiles Credit Card. Moreover, Customers who have cancelled their Smiles Credit Card in the last 6 months and more then reapplied for the new card are not eligible to qualify for Welcome benefits and Bonus points.
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Smiles points value differs based on the type of redemption selected by the customer and is governed as per Smiles T&Cs and Bank has no control over the redemption value of Smiles point.
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* Annual fee on Smiles Signature Credit Card of AED 999 + 5% VAT is applicable on Smiles Signature Credit Card from second year onwards and can be waived subject to achieving an annual minimum retail spend of AED 75,000.
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Quarterly bonus on Smiles Signature Credit Card: 15,000 Smiles points are offered in the beginning of every calendar quarter on achieving a cumulative spend of AED 55,000 in the previous calendar quarter.
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**AED 200 hotel discount through Smiles Unravel will be valid for 90 days from issuance date. Discount code will be issued within 30 days of card issuance date directly on Smiles app under Voucher section.
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*** For more information about the Smiles Unlimited Subscription exclusive complimentary offerings click here
Eligibility criteria
| Smiles Signature | Criteria |
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| Age limit | If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date). |
| Minimum salary | If you’re a salaried individual, you should be a confirmed employee and have a minimum salary of AED 5,000. |
Smiles Signature
Required documents
If you’re a salaried individual, please submit:
- National ID or valid passport, residence visa and Emirates ID.
If you’re self-employed:
- National ID or valid passport, residence visa and Emirates ID.
- Valid trade licence.
CBD Smiles Calculator
Category
Monthly Spend In AED
Smiles Point Earned
Spends on Smiles app & Etisalat services (Mobile, eLife, Wasel)
International shopping spends
Local shopping spends
Other Spends (eg: Fuel, Utility, etc. )
Congratulations!
You will earn 0 Smiles points Monthly Or 0 Smiles points Annually
*The above calculation is an indicative estimate and subject to change based on actual redemption
More information
- 10 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 25,000 Smiles points)
- Up to 3 Smiles points on all international spends
- Up to 2 Smiles points on all domestic spends
- Quarterly bonus of 15,000 Smiles points worth up to AED 150
For more information click here. To book your complimentary golf tee time, click here.
For more information and terms and conditions please click here.
For more details and terms of use click here.
To enroll and to know more click here
Exclusive welcome offer - new credit card customers enjoy 0% interest on Balance Transfer 6- and 12-month plans within 30 days of card issuance. Apply instantly through the CBD Mobile app. Offer valid until 31 December 2024. One time processing fee of 1.99% and 4% respectively, applies.
Exclusive welcome offer -new credit card customers enjoy 0% interest on Cash on Call 6- and 12-month plans within 30 days of card issuance. Apply instantly through the CBD Mobile app. Offer valid until 31 December 2024. One time processing fee of 1.99% and 4% respectively applies.
Convert your purchases into monthly installments at 0% interest rate.
Relevant links
Key Facts Statement
We kindly request you to carefully read and understand this document if you are applying for a Credit Card (CARD) with Commercial Bank of Dubai.
Learn moreFees and charges
Click hereImportant information
If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement.
Our goal at CBD is to ensure that everyone has access to affordable banking solutions to help improve financial capability, promote savings, and build assets and wealth in the months and years to come.
To ensure you are not charged interest on your Credit Card, please ensure you pay the total outstanding amount (as per your statement) on or before the payment due date.
Download the CBD App and access your financial future from the palm of your hand.
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