Highlights
Free for life*
Up to 5 free supplementary cards
50% off on cinema tickets
More rewards, more smiles with the CBD Smiles Visa Platinum Card
Apply now on the CBD AppTop features
Features and benefits
-
Smiles Welcome benefits
-
- First year free* (Annual fee of AED 199 waived for first year)
- AED 200 extra discount on hotel bookings with Unravel**
- Free for life supplementary cards
-
-
Redeem Smiles points
-
- Payment of Etisalat bills | Prepaid recharges | Food delivery
- Purchase of Smart phones | Shopping vouchers & more
- Groceries and Pharmacies
-
-
Earn Smiles points on every AED spent
-
5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points).
-
-
First year free*
-
(Annual fee of AED 199 waived for first year)
-
-
Hotel discounts
- AED 200 extra discount on hotel bookings with Unravel**. Click here for more details
-
Lifestyle benefits
-
50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information, click here . (To avail the benefit, calendar month spends of AED 2,000 are required).
-
-
Credit Shield
-
Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance. For more details please click here
-
Discount and savings at Emaar Attractions
| 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience |
| 20% discount on The Storm Coaster at Dubai Hills Mall |
| 20% discount at Dubai Ice Rink general admission tickets |
| 20% discount at Zabeel Sports District except badminton games |
| Get bonus credits at Play DXB when you purchase credits using CBD Credit Card |
| Purchase credits | Get bonus credits |
|---|---|
| AED 200 | AED 75 |
| AED 300 | AED 125 |
| AED 400 | AED 180 |
| AED 500 | AED 250 |
Visa benefits
-
Complimentary insurance
-
- Complimentary insurance: ‘Purchase Protection’ & ‘Extended Warranty’ offered by Visa.
- For more information on Visa Platinum Card benefits visit https://ae.visamiddleeast.com
-
Terms and conditions
-
Cards approved between 1 Jan 2024 and 31 May 2024 will be eligible under the Smiles Welcome Bonus promotion. For detailed terms, please click here.
-
For Smiles welcome bonus promotion applicable for cards issued between 24 Oct 2023 and 31 Dec 2023 please click here.
-
Smiles Welcome benefits
-
- First year free* (Annual fee of AED 199 waived for first year)
- AED 200 extra discount on hotel bookings with Unravel**
- Free for life supplementary cards
-
-
Smiles points value differs based on the type of redemption selected by the customer and is governed as per Smiles T&Cs and Bank has no control over the redemption value of Smiles point.
-
* Annual fee on Smiles Platinum Credit Card of AED 199 + 5% VAT is applicable on Smiles Platinum Credit Card from second year onwards and can be waived subject to achieving an annual minimum retail spend of AED 12,000.
-
Quarterly bonus on Smiles Platinum Credit Card: 7,500 Smiles points are offered in the beginning of every calendar quarter on achieving a cumulative spend of AED 27,500 in the previous calendar quarter.
-
**AED 200 hotel discount through Smiles Unravel will be valid for 90 days from issuance date. Discount code will be issued within 30 days of card issuance date directly on Smiles app under Voucher section.
-
*** For more information about the Smiles Unlimited Subscription exclusive complimentary offerings click here
Eligibility criteria
| Smiles Platinum | Criteria |
|---|---|
| Age Limit | If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date). |
| Minimum Salary | If you’re a salaried individual, you should be a confirmed employee and have a minimum salary of AED 5,000. |
Smiles Platinum
Required documents
If you’re a salaried individual, please submit:
- National ID or valid passport, residence visa and Emirates ID.
If you’re self-employed:
- National ID or valid passport, residence visa and Emirates ID.
- Valid trade licence.
CBD Smiles Calculator
Category
Monthly Spend In AED
Smiles Point Earned
Spends on Smiles app & Etisalat services (Mobile, eLife, Wasel)
International shopping spends
Local shopping spends
Other Spends (eg: Fuel, Utility, etc. )
Congratulations!
You will earn 0 Smiles points Monthly Or 0 Smiles points Annually
*The above calculation is an indicative estimate and subject to change based on actual redemption
More Information
Exclusive welcome offer - new credit card customers enjoy 0% interest on Balance Transfer 6- and 12-month plans within 30 days of card issuance. Apply instantly through the CBD Mobile app. Offer valid until 31 December 2025. One time processing fee of 1.99% and 4% respectively, applies.
Exclusive welcome offer -new credit card customers enjoy 0% interest on Cash on Call 6- and 12-month plans within 30 days of card issuance. Apply instantly through the CBD Mobile app. Offer valid until 31 December 2025. One time processing fee of 1.99% and 4% respectively applies.
Convert your purchases into monthly installments at 0% interest rate.
Relevant links
Key Facts Statement
We kindly request you to carefully read and understand this document if you are applying for a Credit Card (CARD) from Commercial Bank of Dubai
Learn moreFees and charges
Click hereImportant information
If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement.
Our goal at CBD is to ensure that everyone has access to affordable banking solutions to help improve financial capability, promote savings, and build assets and wealth in the months and years to come.
To ensure you are not charged interest on your Credit Card, please ensure you pay the total outstanding amount (as per your statement) on or before the payment due date.
Download the CBD App and access your financial future from the palm of your hand.
Other ways to connect
Accessibility