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Smiles Visa Signature

Step into the world of Smiles now and get your CBD Smiles Visa Signature in minutes with the CBD Mobile Banking App using your Emirates ID.



Apply Now on The CBD App


CBD Smiles Visa Signature Credit Card


Welcome Benefits:

  • First year Free * (Annual fee of AED 999 waived for first year)
  • 1 year complimentary subscription to 'Unlimited Buy 1 Get 1 Offers' worth AED 200
  • AED 200 extra discount on hotel bookings with Unravel**. Click here for details
  • Free for life Supplementary cards


Earn Smiles points on every AED spent:

  • 10 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 25,000 Smiles points)
  • Up to 3 Smiles points on all international spends
  • Up to 2 Smiles points on all domestic spends
  • Quarterly bonus of 15,000 Smiles points worth up to AED 150


Redeem Smiles points:

  • Payment of Etisalat bills | Prepaid recharges | Food delivery
  • Purchase of Smart phones | Shopping vouchers & more
  • Groceries and Pharmacies


Lifestyle Benefits

  • 4 complimentary rounds of Golf at Trump International Golf Club every month subject to calendar month retail spends of AED 7,500. For more information click here. To book your complimentary golf tee time, click here
  • 50% discount on 4 cinema tickets across VOX, Reel or Novo cinemas per calendar month. for more information click here.
  • Complimentary Valet Parking: Enjoy 3 complimentary valet parking services each calendar month at over 30 locations in the UAE. For more details and terms of use click here.

(Important notice: Valet parking service at Al Maktoum International Airport (DWC) will be temporarily discontinued until further notice). 

  • Shopping & Dining: Discounts over 500+ lifestyle offers through CBD Mobile app.
  • Discount and savings at Emaar Attractions
    • 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and
    • Underwater Zoo Penguin Cove and Nursery experience
    • 20% discount on The Storm Coaster at Dubai Hills Mall
    • 20% discount at Dubai Ice Rink general admission tickets
    • 20% discount at Zabeel Sports District except badminton games
    • Get bonus credits at Play DXB when you purchase credits using CBD Credit Card.


    Purchase Credits

    Get Bonus Credits

    AED 200

    AED 75

    AED 300

    AED 125

    AED 400

    AED 180

    AED 500

    AED 250


  • Credit Shield: Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance. To enroll and to know more click here

  • Note: To avail VOX, Novo, Reel and Valtrans facility, customer must have a minimum monthly (calendar month) retail spends of AED 5,000 on the CBD Primary Credit Card. If spends on CBD Primary Credit Card during the month is less than AED 5,000, the customer’s card account will be billed the actual facility charge. Retail spend does not include Balance Transfer, Cash on Call and Cash Withdrawal.


    Visa Benefits:

  • Complimentary Airport Lounge Access: Enjoy up to a maximum of 8 complimentary visits in a calendar year at over 1,000 Airport Lounges across the world via Lounge Key. Each Cardholder (separately for Primary and Supplementary cardholders) shall be entitled for 8 complimentary visits per calendar year.

Eligibility Criteria

  • The 1st visit to the Lounge in the calendar year is complimentary.
  • However, to be eligible for the subsequent complimentary visits in the same calendar year, the cardholder (separately for Primary and Supplementary cardholder) needs to make a minimum international spend of USD 1 using his CBD Smiles Signature Credit Card.
  • If the cardholder exceeds the maximum number of complimentary visits (i.e. 8 visits in the calendar year) or does not meet the above conditions, Lounge Key shall charge USD 32 to the card.

For answers to Frequently Asked Questions on Airport Lounge Access, visit Frequently Asked Questions

  • Multi-trip Travel Insurance: Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000
  • Purchase Protection: Doubles the repair period offered by original manufacture warranty, up to 1 year
  • Extended Warranty: Protects you from theft or accidental damage

For more information on Visa Signature Card benefits, visit Visa Signature Benefits

Apply for a CBD Signature Credit Card on The CBD App

Terms and conditions

  • Cards approved between 01 Jan 2024 and 31 May 2024 will be eligible under the Smiles Welcome Bonus promotion. For detailed terms, please click here
  • For Smiles welcome bonus promotion applicable for cards issued between 24 Oct 2023 and 31 Dec 2023 please click here.
  • Smiles points value differs based on the type of redemption selected by the customer and is governed as per Smiles T&Cs and Bank has no control over the redemption value of Smiles points.
  • *Annual Fee on Smiles Signature Credit Card of AED 999 + 5% VAT is applicable on Smiles Signature Credit Card from second year onwards and can be waived subject to achieving an annual minimum retail spend of AED 75,000.
  • Quarterly bonus on Smiles Signature Credit Card: 15,000 Smiles points are offered in the beginning of every calendar quarter on achieving a cumulative spend of AED 55,000 in the previous calendar quarter.
  • **AED 200 hotel discount through Smiles Unravel will be valid for 90 days from issuance date. Discount code will be issued within 30 days of card issuance date directly on Smiles app under Voucher section.


If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement



Within UAE

600 575 556

Outside UAE

+971 600 575 556

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