CBD Smiles Visa Signature Top Features Welcome Bonus Apply and earn welcome bonus Earn Smiles points Earn up to 10 Smiles points for your spends Cinema tickets 50% OFF on Cinema tickets at Vox, Reel & Novo Lounge Access Complimentary access to over 1000 airport lounges worldwide Other Benefits Balance Transfer Transfer your balance to CBD and enjoy the lowest interest rate in the market. Cash on call Transfer up to 90% of your credit card limit to your account and pay it back in equal monthly installments over 3 to 36 months. Easy Installment Plan Convert your purchases into monthly installments at 0% interest rate. Click here to view Eligible Merchants. Apply instantly online Apply Now Welcome Benefits & Savings over AED 1,200 First year Free * (Annual fee of AED 999 waived for first year)1 year complimentary subscription to 'Unlimited Buy 1 Get 1 Offers' worth AED 200Discount coupon worth AED 200 from Yallacompare (applicable for cards issued until 31 Mar 2023) Cards issued between 1 April 2023 and 30 September 2023 shall be eligible for a discount voucher of AED 100.Free for life Supplementary cards Earn Smiles points on every AED spent 10 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 25,000 Smiles points)Up to 3 Smiles points on all international spendsUp to 2 Smiles points on all domestic spendsQuarterly bonus of 15,000 Smiles points worth up to AED 150 Redeem Smiles points Payment of Etisalat bills | Prepaid recharges | Food delivery Purchase of Smart phones | Shopping vouchers & more Airline & hotel bookings Lifestyle Benefits 4 complimentary rounds of Golf at Trump International Golf Club every month subject to calendar month retail spends of AED 7,500. For more information click here To book your complimentary golf tee time, click here 50% discount on 4 cinema tickets across Vox, Reel or Novo cinemas per calendar month. for more information click here .Complimentary Valet Parking: Enjoy 3 complimentary valet parking services each calendar month at over 30 locations in the UAE. For more details and terms of use click here (Important notice: Valet parking service at Al Maktoum International Airport (DWC) will be temporarily discontinued until further notice). Complimentary Airport Lounge Access: Insurance: enjoy up to a maximum of 8 complimentary visits in a calendar year at over 1,000 Airport Lounges across the world via Lounge Key. Each Cardholder (separately for Primary and Supplementary cardholders) shall be entitled for 8 complimentary visits per calendar year.Multi-trip Travel Insurance: Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000Purchase Protection: Doubles the repair period offered by original manufacture warranty, up to 1 yearExtended Warranty: Protects you from theft or accidental damageCredit Shield: Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance. To know more click here Other Lifestyle Benefits Discounts:Enjoy a variety of 2-for-1 offers when you download xperience with the ENTERTAINER app powered by Visa. Download NowDiscount and savings at Emaar Attractions 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience 20% discount on The Storm Coaster at Dubai Hills Mall20% discount at Dubai Ice Rink general admission tickets20% discount at Zabeel Sports District except badminton gamesGet bonus credits at Play DXB when you purchase credits using CBD Credit Card. Purchase Credits Get Bonus Credits AED 200 AED 75 AED 300 AED 125 AED 400 AED 180 AED 500 AED 250 Note : To avail VOX, Reel and Valtrans facility, customer must have a minimum monthly (calendar month) retail spends of AED 5,000 on the CBD Primary Credit Card. If spends on CBD Primary Credit Card during the month is less than AED 5,000, the customer’s card account will be billed the actual facility charge. Retail spend does not include Balance Transfer, Cash on Call and Cash Withdrawal. Key Facts Statement We kindly request you to carefully read and understand this document if you are applying for a Credit Card (CARD) from Commercial Bank of Dubai Learn More Terms and conditions Cards approved until 30 April 2023 will receive 100,000 Welcome Smiles bonus points subject to achieving retail spends of AED 15,000 within 90 days of card issuance while cards approved between 1 May 2023 and 30 June 2023 will receive 50,000 Welcome Smiles bonus points subject to AED 15,000 spends in 90 days. Points shall be awarded within 45 days of completing 90 days spend period. Welcome Smiles bonus points will not be granted on cards approved post 30 June 2023. Smiles Welcome benefits and Bonus points are awarded to customers who will take a new Smiles Credit Card and are not applicable for customers who will convert their existing non-Smiles Credit Card into a Smiles Credit Card. Moreover, Customers who have cancelled their Smiles Credit Card in the last 6 months and then reapplied for the same card are not eligible to qualify for Welcome benefits and Bonus points. Smiles points value differs based on the type of redemption selected by the customer and is governed as per Smiles T&Cs and Bank has no control over the redemption value of Smiles points. *Annual Fee of AED 999 applicable from second year onwards and can be waived subject to achieving an annual minimum spend of AED 75,000 Quarterly bonus: 15,000 Smiles points is offered in the beginning of every calendar quarter on achieving a cumulative spend of AED 55,000 in the previous calendar quarter.Subscription to ‘Unlimited Buy 1 Get 1’: provided by Smiles in the Smiles app within 3 working days from card issuance date. Smiles shall initially activate the subscription for 90 days and during the end of 90 days Smiles shall extend the subscription for additional 9 months subject to cardholder continuing to use Smiles Platinum card for purchases.Yallacompare.com: discount voucher shall be issued in the ‘voucher’ section of Smiles app within 30 days of cards issuance and shall be valid for 1 year from date of issuance. Fees and Charges CBD Smiles Signature Card Fees Primary card annual fee AED 999 Supplementary card fee Free for life For detailed fees and charges, Click here FAQ Click here Required Documents If you’re a salaried individual, please submit: National ID or valid passport, residence visa and Emirates ID. Salary Certificate. If you’re self-employed: National ID or valid passport, residence visa and Emirates ID. Valid trade licence. Eligibility Criteria If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date). If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 12,000 CBD Smiles Calculator Category Monthly Spend in AED Smiles Points Earned Spends on Smiles app 00 Spends on Smiles app & Etisalat services (Mobile, eLife, Wasel) 00 International shopping spends 00 Local shopping spends 00 Other Spends (eg: Fuel, Utility,etc) 00 Congratulations! You will earn 0 Smiles points monthly or 0 Smiles points annually. Click here to know what you could get with 0 Smiles Points? *The above calculation is an indicative estimate and subject to change based on actual redemption WARNING If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement. Visit us You are more than welcome to visit us. Find out your nearest branch. Select branch Jebal Ali BranchRas Al Khaimah BranchBaniyas BranchSheikh Zayed BranchAl Qusais BranchAjman Branch Al Ain Mall BranchMain BranchFujairah BranchSharjah BranchZayed The First, Abu Dhabi Branch SMS CARD to 4266 Call us Within UAE: 600 575 556 Outside UAE: +971 600 575 556 Contact us We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services. Contact Us For your convenience and enhanced experience, the CBD Mobile App is available for download via your app store. You can start using the app by using your online banking user ID and password. Download the Mobile App Now Proceed to Online Banking