CBD Smiles Visa Platinum

Welcome

Benefits

& Savings over AED 1,000

• 20,000 Bonus Smiles points on card issuance
• 50,000 Bonus Smiles points on achieving spends of AED 7,500* within 90 days from card issuance date
• 1 year complimentary subscription to ' Unlimited Buy 1 Get 1 Offers ' worth AED 200
• Discount coupon worth AED 100 from Yallacompare
• Waiver of Annual Fee of AED 199**
• Free for life Supplementary cards

Earn Smiles points on every AED spent

• 5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points)
• Up to 2 Smiles points on all international spends
• Up to 1.5 Smiles points on all domestic spends
• Quarterly bonus of 7,500 Smiles points worth up to AED 75
  

Redeem Smiles points for

• Payment of Etisalat bills, Prepaid recharges, Food delivery
• Purchase of Smart phones, Shopping vouchers & more
• Airline & hotel bookings

Lifestyle Benefits

• 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information:
   Click here . (To avail the benefit calendar month spends of AED 2,000 are required)
• Shopping & Dining: Discounts across over 500+ lifestyle offers through CBD mobile app
• Complimentary Insurance: ‘Purchase Protection’ & ‘Extended Warranty’ offered by Visa
• Other Visa offers: visit https://ae.visamiddleeast.com for other lifestyle and travel offers on Visa Platinum Credit Card.
  
• Credit Shield: Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance. To know more  click here

Terms and Conditions

• * Cumulative spends of AED 7500 to be achieved within 90 days of card issuance date. Only retail spends are considered. Balance transfers, cash on call, cash transactions and bill payments made through CBD Channels will not be considered. Offer is valid for cards issued until 31 Mar 2023.

• Smiles points value differs based on the type of redemption selected by the customer and is governed as per Smiles T&Cs and Bank has no control over the redemption value of Smiles points.

• ** Annual Fee: Smiles Platinum Credit Card is offered first year free. Annual Fee of AED 199 will be levied in the beginning of second year and thereon in beginning of each year. Annual Fee shall be waived automatically upon achieving an annual cumulative spend of AED 12,000 in the previous year.
• Quarterly bonus: 7,500 Smiles points is offered in the beginning of every calendar quarter on achieving a cumulative spend of AED 27,500 in the previous calendar quarter.
• Subscription to ‘Unlimited Buy 1 Get 1’: provided by Smiles in the Smiles app within 3 working days from card issuance date. Smiles shall initially activate the subscription for 90 days and during the end of 90 days Smiles shall extend the subscription for additional 9 months subject to cardholder continuing to use Smiles Platinum card for purchases.
  

• AED 100 discount for yallacompare.com: discount voucher shall be issued in the ‘voucher’ section of Smiles app and shall be valid for 1 year from date of issuance