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CBD Smiles Visa Platinum

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& Savings worth over AED 400


  • 1 year complimentary subscription to ' Unlimited Buy 1 Get 1 Offers ' worth AED 200
  • Discount coupon worth AED 100 from Yallacompare valid till 30 September 2023
  • Waiver of Annual Fee of AED 199*
  • Free for life Supplementary cards

Earn Smiles points on every AED spent

  • 5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points)
  • Up to 2 Smiles points on all international spends
  • Up to 1.5 Smiles points on all domestic spends
  • Quarterly bonus of 7,500 Smiles points worth up to AED 75


Redeem Smiles points for

  • Payment of Etisalat bills, Prepaid recharges, Food delivery
  • Purchase of Smart phones, Shopping vouchers & more
  • Airline & hotel bookings


Lifestyle Benefits

  • 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information: Click here . (To avail the benefit, calendar month spends of AED 2,000 are required)
  • Shopping & Dining: Discounts across over 500+ lifestyle offers through CBD mobile app
  • Complimentary Insurance: ‘Purchase Protection’ & ‘Extended Warranty’ offered by Visa
  • Other Visa offers: visit for other lifestyle and travel offers on Visa Platinum Credit Card.
  • Credit Shield: Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance. To know more  click here
  •  Discount and savings at Emaar Attractions
    • 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience
    • 20% discount on The Storm Coaster at Dubai Hills Mall
    • 20% discount at Dubai Ice Rink general admission tickets
    • 20% discount at Zabeel Sports District except badminton games
    • Get bonus credits at Play DXB when you purchase credits using CBD Credit Card.

    Purchase Credits Get Bonus Credits
    AED 200 AED 75
    AED 300 AED 125
    AED 400 AED 180
    AED 500 AED 250

Terms and Conditions

  • Cards approved until 30 April 2023 will receive 70,000 Welcome Smiles bonus points subject to achieving retail spends of AED 7,500 within 90 days of card issuance while cards approved between 1 May 2023 and 30 June 2023 will receive 20,000 Welcome Smiles bonus points subject to AED 3,000 spends in 90 days. Points shall be awarded within 45 days of completing 90 days spend period. Welcome Smiles bonus points will not be granted on cards approved post 30 June 2023.
  • Smiles Welcome benefits and Bonus points are awarded to customers who will take a new Smiles Credit Card and are not applicable for customers who will convert their existing non-Smiles Credit Card into a Smiles Credit Card. Moreover, Customers who have cancelled their Smiles Credit Card in the last 6 months and then reapplied for the same card are not eligible to qualify for Welcome benefits and Bonus points.

  • * Annual Fee: Smiles Platinum Credit Card is offered first year free. Annual Fee of AED 199 will be levied in the beginning of second year and thereon in beginning of each year. Annual Fee shall be waived automatically upon achieving an annual cumulative spend of AED 12,000 in the previous year.
  • Smiles points value differs based on the type of redemption selected by the customer and is governed as per Smiles T&Cs and Bank has no control over the redemption value of Smiles points.
  • discount voucher shall be issued in the ‘voucher’ section of Smiles app within 30 days of cards issuance and shall be valid for 1 year from date of issuance.

CBD Smiles Visa Platinum Card Fees
 Primary card annual fee First year free and subsequent years annual fee waived on 
minimum annual spend of AED 12,000
 Supplementary card fee Free for life

For detailed fees and charges, Click here.

Click here

If you’re a salaried individual, please submit:

  • National ID or valid passport, residence visa and Emirates ID.
  • Salary Certificate.


If you’re self-employed:

  • National ID or valid passport, residence visa and Emirates ID.
  • Valid trade licence.


  • If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date).
  • If you’re a salaried individual:
    • You should be confirmed employee and have minimum salary of AED 5,000


CBD Smiles



Monthly Spend in AED

Smiles Points Earned

Spends on Smiles app & Etisalat services

(Mobile, eLife, Wasel)

International shopping spends


Local shopping spends


Other Spends

(eg: Fuel, Utility,etc)

Congratulations! You will earn 0 Smiles points monthly or 0 Smiles points annually.

*The above calculation is an indicative estimate and subject to change based on actual redemption


If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement.

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Within UAE: 600 575 556

Outside UAE: +971 600 575 556

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We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services.

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