CBD Smiles Visa Platinum Top Features Welcome Bonus Apply and earn welcome bonus Earn Smiles points Earn up to 5 Smiles points for your spends Cinema tickets 50% OFF on Novo Cinemas tickets Lifestyle benefits Enjoy Visa Platinum exclusive lifestyle benefits Apply instantly online Apply now Welcome Benefits & Savings over AED 1,000 20,000 Bonus Smiles points on card issuance50,000 Bonus Smiles points on achieving spends of AED 7,500* within 90 days from card issuance date1 year complimentary subscription to ' Unlimited Buy 1 Get 1 Offers ' worth AED 200Discount coupon worth AED 100 from YallacompareWaiver of Annual Fee of AED 199**Free for life Supplementary cards Earn Smiles points on every AED spent 5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points)Up to 2 Smiles points on all international spendsUp to 1.5 Smiles points on all domestic spendsQuarterly bonus of 7,500 Smiles points worth up to AED 75 Redeem Smiles points for Payment of Etisalat bills, Prepaid recharges, Food delivery Purchase of Smart phones, Shopping vouchers & more Airline & hotel bookings Lifestyle Benefits 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information: Click here . (To avail the benefit calendar month spends of AED 2,000 are required)Shopping & Dining: Discounts across over 500+ lifestyle offers through CBD mobile appComplimentary Insurance: ‘Purchase Protection’ & ‘Extended Warranty’ offered by VisaOther Visa offers: visit https://ae.visamiddleeast.com for other lifestyle and travel offers on Visa Platinum Credit Card. Credit Shield: Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance. To know more click here Key Facts Statement We kindly request you to carefully read and understand this document, If you are applying for a Credit Card (CARD) from Commercial Bank of DubaiLearn More Terms and Conditions* Cumulative spends of AED 7500 to be achieved within 90 days of card issuance date. Only retail spends are considered. Balance transfers, cash on call, cash transactions and bill payments made through CBD Channels will not be considered. Offer is valid for cards issued until 31 Mar 2023.Smiles points value differs based on the type of redemption selected by the customer and is governed as per Smiles T&Cs and Bank has no control over the redemption value of Smiles points.** Annual Fee: Smiles Platinum Credit Card is offered first year free. Annual Fee of AED 199 will be levied in the beginning of second year and thereon in beginning of each year. Annual Fee shall be waived automatically upon achieving an annual cumulative spend of AED 12,000 in the previous year. Quarterly bonus: 7,500 Smiles points is offered in the beginning of every calendar quarter on achieving a cumulative spend of AED 27,500 in the previous calendar quarter.Subscription to ‘Unlimited Buy 1 Get 1’: provided by Smiles in the Smiles app within 3 working days from card issuance date. Smiles shall initially activate the subscription for 90 days and during the end of 90 days Smiles shall extend the subscription for additional 9 months subject to cardholder continuing to use Smiles Platinum card for purchases.AED 100 discount for yallacompare.com: discount voucher shall be issued in the ‘voucher’ section of Smiles app and shall be valid for 1 year from date of issuance Fees and Charges CBD Smiles Visa Platinum Card Fees Primary card annual fee First year free and subsequent years annual fee waived on minimum annual spend of AED 12,000 Supplementary card fee Free for life For detailed fees and charges, Click here. FAQ Click here Required Documents If you’re a salaried individual, please submit: National ID or valid passport, residence visa and Emirates ID. Salary Certificate. If you’re self-employed: National ID or valid passport, residence visa and Emirates ID. Valid trade licence. Eligibility Criteria If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date). If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 5,000 CBD Smiles Calculator Category Monthly Spend in AED Smiles Points Earned Spends on Smiles app 00 Spends on Smiles app & Etisalat services (Mobile, eLife, Wasel) 00 International shopping spends 00 Local shopping spends 00 Other Spends (eg: Fuel, Utility,etc) 00 Congratulations! You will earn 0 Smiles points monthly or 0 Smiles points annually. Click here to know what you could get with 0 Smiles Points? *The above calculation is an indicative estimate and subject to change based on actual redemption WARNING If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement. Balance Transfer Visit us You are more than welcome to visit us. Find out your nearest branch. Select branch Jebal Ali BranchRas Al Khaimah BranchBaniyas BranchSheikh Zayed BranchAl Qusais BranchAjman Branch Al Ain Mall BranchMain BranchFujairah BranchSharjah BranchZayed The First, Abu Dhabi Branch SMS CARD to 4266 Call us Within UAE: 600 575 556 Outside UAE: +971 600 575 556 Contact us We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services. Contact Us Related Products World Mastercard Specially designed for our most distinguished clients It opens up a world of unique experiences and exciting privileges for the holder. Learn more CBD ELite Top Class Banking and Expertise You’ve worked hard to earn, protect and grow your wealth – now let us help you manage it. Learn more CBD Tradr CBD Tradr platform to help you trade Stocks The right tools to plan for some of life’s biggest financial milestones. Learn more Other links Budget and Track Online Banking Mobile Banking SMS Banking Phone Banking For your convenience and enhanced experience, the CBD Mobile App is available for download via your app store. You can start using the app by using your online banking user ID and password. Download the Mobile App Now Proceed to Online Banking