CBD Smiles Visa Platinum Top Features Welcome Bonus Apply and earn welcome bonus Earn Smiles points Earn up to 5 Smiles points for your spends Cinema tickets 50% OFF on Novo Cinemas tickets Lifestyle benefits Enjoy Visa Platinum exclusive lifestyle benefits Other Benefits Balance Transfer Transfer your balance to CBD and enjoy the lowest interest rate in the market. Cash on call Transfer up to 90% of your credit card limit to your account and pay it back in equal monthly installments over 3 to 36 months. Easy Installment Plan Convert your purchases into monthly installments at 0% interest rate. Click here to view Eligible Merchants. Apply instantly online Apply now Welcome Benefits & Savings worth over AED 400 1 year complimentary subscription to ' Unlimited Buy 1 Get 1 Offers ' worth AED 200Discount coupon worth AED 100 from Yallacompare valid till 30 September 2023Waiver of Annual Fee of AED 199*Free for life Supplementary cards Earn Smiles points on every AED spent 5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points)Up to 2 Smiles points on all international spendsUp to 1.5 Smiles points on all domestic spendsQuarterly bonus of 7,500 Smiles points worth up to AED 75 Redeem Smiles points for Payment of Etisalat bills, Prepaid recharges, Food delivery Purchase of Smart phones, Shopping vouchers & more Airline & hotel bookings Lifestyle Benefits 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information: Click here . (To avail the benefit, calendar month spends of AED 2,000 are required)Shopping & Dining: Discounts across over 500+ lifestyle offers through CBD mobile appComplimentary Insurance: ‘Purchase Protection’ & ‘Extended Warranty’ offered by VisaOther Visa offers: visit https://ae.visamiddleeast.com for other lifestyle and travel offers on Visa Platinum Credit Card.Credit Shield: Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance. To know more click here Discount and savings at Emaar Attractions 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience 20% discount on The Storm Coaster at Dubai Hills Mall20% discount at Dubai Ice Rink general admission tickets20% discount at Zabeel Sports District except badminton gamesGet bonus credits at Play DXB when you purchase credits using CBD Credit Card. Purchase Credits Get Bonus Credits AED 200 AED 75 AED 300 AED 125 AED 400 AED 180 AED 500 AED 250 Key Facts Statement We kindly request you to carefully read and understand this document if you are applying for a Credit Card (CARD) from Commercial Bank of Dubai Learn More Terms and ConditionsCards approved until 30 April 2023 will receive 70,000 Welcome Smiles bonus points subject to achieving retail spends of AED 7,500 within 90 days of card issuance while cards approved between 1 May 2023 and 30 June 2023 will receive 20,000 Welcome Smiles bonus points subject to AED 3,000 spends in 90 days. Points shall be awarded within 45 days of completing 90 days spend period. Welcome Smiles bonus points will not be granted on cards approved post 30 June 2023. Smiles Welcome benefits and Bonus points are awarded to customers who will take a new Smiles Credit Card and are not applicable for customers who will convert their existing non-Smiles Credit Card into a Smiles Credit Card. Moreover, Customers who have cancelled their Smiles Credit Card in the last 6 months and then reapplied for the same card are not eligible to qualify for Welcome benefits and Bonus points.* Annual Fee: Smiles Platinum Credit Card is offered first year free. Annual Fee of AED 199 will be levied in the beginning of second year and thereon in beginning of each year. Annual Fee shall be waived automatically upon achieving an annual cumulative spend of AED 12,000 in the previous year. Smiles points value differs based on the type of redemption selected by the customer and is governed as per Smiles T&Cs and Bank has no control over the redemption value of Smiles points.Yallacompare.com: discount voucher shall be issued in the ‘voucher’ section of Smiles app within 30 days of cards issuance and shall be valid for 1 year from date of issuance. Fees and Charges CBD Smiles Visa Platinum Card Fees Primary card annual fee First year free and subsequent years annual fee waived on minimum annual spend of AED 12,000 Supplementary card fee Free for life For detailed fees and charges, Click here. FAQ Click here Required Documents If you’re a salaried individual, please submit: National ID or valid passport, residence visa and Emirates ID. Salary Certificate. If you’re self-employed: National ID or valid passport, residence visa and Emirates ID. Valid trade licence. Eligibility Criteria If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 63 years (at the card issuance date). If you’re a salaried individual: You should be confirmed employee and have minimum salary of AED 5,000 CBD Smiles Calculator Category Monthly Spend in AED Smiles Points Earned Spends on Smiles app 00 Spends on Smiles app & Etisalat services (Mobile, eLife, Wasel) 00 International shopping spends 00 Local shopping spends 00 Other Spends (eg: Fuel, Utility,etc) 00 Congratulations! You will earn 0 Smiles points monthly or 0 Smiles points annually. Click here to know what you could get with 0 Smiles Points? *The above calculation is an indicative estimate and subject to change based on actual redemption WARNING If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement. Balance Transfer Visit us You are more than welcome to visit us. Find out your nearest branch. Select branch Jebal Ali BranchRas Al Khaimah BranchBaniyas BranchSheikh Zayed BranchAl Qusais BranchAjman Branch Al Ain Mall BranchMain BranchFujairah BranchSharjah BranchZayed The First, Abu Dhabi Branch SMS CARD to 4266 Call us Within UAE: 600 575 556 Outside UAE: +971 600 575 556 Contact us We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services. Contact Us Related Products World Mastercard Specially designed for our most distinguished clients It opens up a world of unique experiences and exciting privileges for the holder. Learn more CBD ELite Top Class Banking and Expertise You’ve worked hard to earn, protect and grow your wealth – now let us help you manage it. Learn more CBD Tradr CBD Tradr platform to help you trade Stocks The right tools to plan for some of life’s biggest financial milestones. Learn more Other links Budget and Track Online Banking Mobile Banking SMS Banking Phone Banking For your convenience and enhanced experience, the CBD Mobile App is available for download via your app store. You can start using the app by using your online banking user ID and password. Download the Mobile App Now Proceed to Online Banking