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CBD Smiles Visa Platinum

  • 25% back on all Etisalat and Smiles App spend
  • Incentive capped to 15,000 Smiles points over the campaign period
  • Offer valid until 30 June 2021
  • Offer valid to new customers only

  • 10,000 Smiles points as Welcome Bonus
  • 7,500 Smiles points as Quarterly Bonus*

Special Offers (Limited-time only)

  • Get 50% off your first Smiles food delivery order using promo code ENJOY50
  • Complimentary unlimited Buy 1 Get 1 offers for 90 days
  • AED 100 discount on Car insurance at

Earn Smiles points

  • 5 Smiles points on Etisalat spends or through the Smiles UAE mobile app
  • Up to 2 Smiles points on International spends
  • Up to 1.5 Smiles points on Domestic spends

Redeem Smiles points:

Redeem Smiles points seamlessly via the Smiles UAE mobile app across various categories:

  • Bills

  • Dining

  • Shopping

  • Electronics

  • Entertainment

  • Travel

Lifestyle Benefits

  • Enjoy Buy 1 Get 1 Free and discounts of up to 25% at 500+ dining and lifestyle merchants
  • 50% discount on VOX cinema tickets by Visa. For detailed terms and conditions, please
     Click here
  • Get 15% discount at Emaar entertainment such as KidZania®, Dig It Dubai, VR Theme Park, EKart.
  • Enjoy 8% on and 30% with YQ Meet and Assist and many more Visa Platinum benefits. For details Click here
  • Enjoy Extended Warranty and Purchase Protection for your purchases
  • Enjoy a variety of 2-for-1 offers when you download xperience with the ENTERTAINER app powered by Visa. Download Now

To redeem your Smiles points, please download the Smiles UAE Mobile app

Terms and conditions:
  • * Quarterly Bonus will be subject to achieving a minimum spend target of USD 7500 or AED equivalent

  • For detailed Terms and Conditions, visit


CBD Smiles Visa Platinum Card Fees
 Primary card annual fee Free for life**
 Supplementary card fee Free for life

For detailed fees and charges, Click here.

Click here


Monthly Spend in AED

Smiles Points Earned

Spends on Smiles app & Etisalat services

(Mobile, eLife, Wasel)

International shopping spends


Local shopping spends


Other Spends

(eg: Fuel, Utility,etc)

Congratulations! You will earn 0 Smiles points monthly or 0 Smiles points annually.

*The above calculation is an indicative estimate and subject to change based on actual redemption


  • Need assistance on how to download and register for the CBD Mobile app, Click here .
  • To know how to check your Credit Card Payment and balance details on the CBD Mobile app Click here .
  • To know how to check your Credit Card Statement on the CBD Mobile app Click here .

Important Information:

  • Once your CBD Credit Card is issued, CBD will settle your outstanding balances on Najm Credit Card along with any plan balances. In case of an active insurance cover on your Najm Credit Card, CBD will ensure continued coverage on your new CBD Credit Card for Critical Illness, Involuntary Loss of Employment & Hospital Cash Benefit.Know More
  • Credit Card statement will be generated on 12th of every month and due date will be 22 days after the statement date.
  • You can make your Credit Card payment conveniently through CBD Branches, online bank transfer, direct debit and Exchange houses.

Terms and Conditions Apply

* Quarterly Bonus will be subject to achieving a minimum spend target of USD 7500 or AED equivalent

** Upon spending AED 12,000 in the last 12 months.

CBD Smiles Program T&Cs: English        Arabic

CBD Credit Card General T&Cs: English        Arabic

No need to visit a branch.
It's quick, it's easy and takes a few minutes to complete.

Apply Now

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You are more than welcome to visit us. Find out your nearest branch.

Call us

Within UAE: 600 575 556

Outside UAE: +971 600 575 556

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We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services.

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