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CBD Digi Account with Smiles

Open a bank account instantly with your Emirates ID, in just a few minutes through the CBD Mobile app and get your account IBAN instantly. Please use ETS20 promo code.

The account offers a host of free banking services and amazing Smiles points rewards on savings, purchases, remittances, and bill payments.

Isn't this truly the UAE's most rewarding digital account?

Visit your app store, and open the account today.

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Free Banking

  • Open up to 11 multi-currency accounts including Gold, instantly
  • No minimum balance (Applicable only for new CBD customers) requirement
  • No salary transfer requirement
  • Free debit card
  • Free cheque book
  • 25% waiver on safe deposit lockers
  • Free remittances   
    • 2 free remittances every month to India, Pakistan, Bangladesh, and Philippines

What's more! Smiles smile-newface

Earn Smiles points on your CBD Digi account

  • Earn Smiles on your debit card purchases equivalent to 1 Smiles point for every AED 4 you spend
  • Earn Smiles on your Etisalat bill payment equivalent to 2 Smiles point on each AED paid for an Etisalat bill
  • Earn Smiles on your Remittances equivalent to 10 Smiles point on every AED 1,000 or more for international remittance
  • Earn Smiles on your Savings based on your average monthly balance

Average Monthly Balance (AED) Monthly SMILES Earned
 Less than 10,000  0
 10,000 to 20,000  500
 20,000 to 50,000  1,500
 50,000 or above  2,500


Go Contactless

  • Access your bank account digitally anytime, anywhere
  • Link your Debit card with Apple Pay, Samsung Pay, Google Pay
  • Make Bill payments digitally

Apply Now

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Terms and Conditions

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Call us

Within UAE: 600 575 556

Outside UAE: +971 600 575 556

Visit us

You are more than welcome to visit us. Find out your nearest branch.

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We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services.

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