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Commercial Bank of Dubai

Visa Signature

Financial:

  • No annual fees.
  • 0% interest for 12 months on balance transfers from other UAE banks, just call 800 223 (CBD).
  • Easy Installment Plan at 0% interest rate for up to 12 months (T&Cs apply). Learn More
  • High spending limit, worldwide acceptance, competitive interest rates on revolving balances and flexible payments.
  • Automatic enrollment to Attijari loyalty program - earn up to 2.5 points for every dirham spent Learn More.
  • Purchase Protection.
  • Extended Warranty for 1 year.

Travel:                                                                         

  • Travel insurance - when you buy your air ticket with your CBD Visa Signature card you will automatically be insured against any travel inconvenience for free. For more information dial 800 0441 3487, International direct dialing +971 4361 1234 or view Visa International Medical and Travel benefits
  • Complimentary, unlimited access to VIP airport lounges globally (for Cardholder only) Lounge Access.

Leisure and Entertainment:

  • 50% discount on VOX cinema tickets across the UAE. Learn More
  • Free Valtrans valet parking 2 times per month in the Mall of the Emirates, Mirdif City Center, City Walk, Dubai International Airport, Box Park, and more locations. Learn More

Convenience:      

    • Emergency card replacement within 24 hours or one business day, anywhere in the world
    • Dedicated number for 24 hour client service through our Contact Centre - 800 ALDANA (253262)

    Security:

    • CBD credit cards are equipped with Chip & Pin which gives you the convenience to make purchases, pay bills, and get cash in a secure way Learn more.

     

 Visa Signature
List of charges
Requirements / Charges
Primary and Supplementary Cards Annual Fee Free
Lost / Stolen card replacementAED 100
Retail interest 2.25% p.m.
2.99% p.m (effective June 9, 2017)
Cash advance transaction fee AED 100 or 3% which ever is higher
Cash advance interest (from date of transaction)3% p.m.
3.49% p.m (effective June 9, 2017)
Late payment AED 209
Over limit  AED 209
Foreign Exchange fee (forex)2%** 
Easy Installment Plan
PeriodInterest rate
Processing fee
0%1%
3 months
6 months0%
2%
12 months0%
3%
Exit fee or foreclosure fee
AED 100
Balance Transfer
PeriodInterest rateProcessing fee
6 months0%1% or AED 100 (whichever is higher)
12 months0%2%

View full list of fees and charges

* T&Cs apply
** This fee is charged in addition to the standard processing fee charged by MasterCard worldwide or Visa International and is applicable to transactions performed in any currency other than UAE dirhams.

If you’re a salaried individual, please submit:

  • National ID or valid passport, residence visa and Emirates ID.
  • Salary Certificate.

If you’re self-employed:

  • National ID or valid passport, residence visa and Emirates ID.
  • Valid trade licence.

  • If you are a UAE National aged between 21 and 65 year (at the card expiry date) or if you are a UAE resident aged between 21 and 60 years (at the card expiry date).
  • If you're a salaried individual:
    • You should be a confirmed employee and have minimum salary of AED 15,000.
  • If you're self-employed:
    • You should have profitable relationship with CBD.
    • Your credit turnover in liability accounts over last 12 months should be at least 5 times of credit limit sought.

 

How much could you save?

Our easy to use balance transfer tool can help you find out how much you could save by transferring your existing credit card balance to CBD.

Amount you wish to transfer
AED
Amount you wish to transfer
AED
Rate on existing credit card
%
Rate on existing credit card
%
Fee on existing credit card
AED
Fee on existing credit card
AED

You could save AED 0 in the first 6 months

You could save AED 0 in the first 12 months

This calculator gives estimated savings only and is only used for illustrative purposes. Your existing card balance may be made up of amounts attracting different rates. Savings shown can only be calculated on the rate you provided and on the balance transferred from your card, assuming that minimum repayments are made in line with Commercial Bank of Dubai terms and conditions. Assumptions for calculation:

  • Estimated savings calculated only for balance transferred amount
  • Monthly minimum payment 5% of the outstanding card balance (min AED100)
  • 0% interest on balance transfers from other banks for the first 6 months
  • 1% processing fee charged on balance transferred amount (min AED 100)
  • No annual fees on CBD credit cards

No need to visit a branch.
It's quick, it's easy and takes a few minutes to complete.

Apply Now

Visit us

You are more than welcome to visit us. Find out your nearest branch.



Call us

Within UAE: 800 CBD (223)

Outside UAE: +971 4 2112888