Features and Benefits
- No annual fees on primary card. Free supplementary card for family (age above 15 years).
- 0% interest rate on balance transfers for 6 or 12 months.
- Easy Installment Plan at 0% interest rate for up to 12 months (T&Cs apply). Learn More
- No Annual Fee for the first year on Primary Card. Annual fee* applicable only from second year onwards
* Annual Fee will be levied on the Primary Card on completing each anniversary. Annual Fee levied shall be reversed if the retail spends in the previous 12 months is AED 65,000 and above.
- Supplementary Card: Free for life, for family and age above 15 years
Interest rate starting from 3.45% per month.
CBD Reward Points Program – Reward points for every dirham spent. For more information, please refer to CBD Reward Points
To avail VOX and Valtrans facility, customer must have a minimum monthly (calendar month) retail spend* of AED 5,000 on the CBD primary credit card. If spend on CBD primary credit card during the month is less than AED 5,000, the customer's card account will be charged as below:
- For VOX and Valtrans: At actual
*Retail spend does not include Balance Transfer, Cash on Call and Cash Withdrawal.
Airport Lounges Access
As a Visa Signature Cardholder, effective 01st January 2019 you can enjoy up to a maximum of 8 complimentary visits in a calendar year at over 1,000 Airport Lounges across the world via Lounge Key. Each Cardholder (separately for Primary and Supplementary cardholders) shall be entitled for 8 complimentary visits per calendar year.
- The 1st visit to the Lounge in the calendar year is complimentary.
- However, in order to be eligible for the subsequent complimentary visits in the same calendar year, the cardholder (separately for Primary and Supplementary cardholder) needs to make a minimum international spend of USD 1 using his CBD Super Saver Credit Card.
- If the cardholder exceeds the maximum number of complimentary visits (i.e. 8 visits in the calendar year) or does not meet the above conditions, Lounge Key shall charge USD 27 to the card.
For answers to Frequently Asked Questions on Airport Lounge Access, visit Frequently Asked Questions
- Multi-trip Travel Insurance: Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000.
- Purchase Protection: Doubles the repair period offered by original manufacture warranty, up to 1 year.
- Extended warranty: Protects you from theft or accidental damage.
- Discounts: Up to 12% at Agoda.com and upto 8% at Hotels.com
For more information on benefits and offers on Visa Signature Credit Cards, visit
Visa Signature Benefits
- Dedicated number for 24 hour client service through our Contact Center - 600 575 556.
CBD credit cards are equipped with Chip & Pin which gives you the convenience to make purchases, pay bills, and get cash in a secure way. Learn more