CBD Visa Platinum Up to 5% Cashback Card Top Features Free for Life No annual fees forever. CBD Reward Points Redeem reward points for cashback, Skywards Miles, Electronics & more. Chip & Pin Protection against fraud with the latest technology in card security. Features and Benefits Financial Benefits: No annual fees on primary card. Up to 5 free supplementary cards for your family members (age above 15 years) Earn cashback on all your shopping done during a given month. Minimum calendar moth posted spend of AED 1,500 is required to start earning cashback. The cashback earned is calculated based on spend-tiers and is done as follows: Step 1: All posted transactions in a calendar month will be summed up to calculate your monthly spends Step 2: Monthly spends will be distributed amongst the predefined spend-tiers (as illustrated below) Spend Tier (AED) Cashback (%) 0-5,000 0.55% 5,000 - 10,000 2.00% 10,000 - 15,000 3.00% 15,000+ 5.00% Illustration on Cashback calculation if your monthly retail spend is above AED 17,000 Spend Tier (AED) Cashback % Spend distribution (AED) Cashback earned (AED) 0-5,000 0.55% 5,000 27 5,000 - 10,000 2.00% 5,000 100 10,000 - 15,000 3.00% 5,000 150 15,000+ 5.00% 2,000 100 Lifestyle Benefits: 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information: Click here. (To avail the benefit calendar month spends of AED 2,000 are required) Shopping & Dining: Discounts across 500+ lifestyle offers through CBD mobile app. Enjoy a variety of 2-for-1 offers when you download xperience with the ENTERTAINER app powered by Visa. Download Now Complimentary Insurance: 'Purchase Protection' & 'Extended Warranty' offered by Visa. For details and other Visa offers: Visit https://ae.visamiddleeast.com Convenience: Dedicated number for 24 hour client service through our Contact Center - 600 575 556. Security: CBD credit cards are equipped with Chip & Pin which gives you the convenience to make purchases, pay bills, and get cash in a secure way. Learn more Fees and Charges Pricing Existing Samba Credit Card New CBD Credit Card Annual Fees Free for Life No change Monthly Retail & Cash Interest 3.15% Effective 6 September 2023, Monthly Retail / Cash Interest shall be revised to 3.85% per month) Late Payment Fees* AED 199 No change Over limit Fees* AED 199 No change Cash Advance Fees* 3% or AED 99 higher of two No change International Transaction fees 3.25% 2.75% (Effective 6 September 2023, Foreign Currency Transaction Fee shall be revised to 2.99%) Dynamic Currency Conversion 1.75% 2.75% (Effective 6 September 2023, Fee shall be revised to 2.99%) Credit Shield* 0.69% of statement balance No change Card Replacement Fees* AED 50 AED 50 * Fees and charges mentioned in the table are exclusive of 5% (five percent) Value Added Tax (VAT) applicable. Other CBD Fee and Charges Click here Program Terms and Conditions Click here Frequently Asked Questions Click here Credit Shield Program Terms and Conditions Click here Contact us We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services. Contact Us Related Products Visa Infinite A world behind your highest expectations Designed to serve the specialised needs of our most discerning clients. Learn more Personal Loan Reach your goals CBD offers Personal Loans at attractive and accessible rates. Learn more Other links Budget and Track Online Banking Mobile Banking SMS Banking Phone Banking For your convenience and enhanced experience, the CBD Mobile App is available for download via your app store. You can start using the app by using your online banking user ID and password. Download the Mobile App Now Proceed to Online Banking