Highlights
Competitive profit rates
Refinance your property
Flexible repayments
High financing amounts
Top features
Attractive fixed and variable rate options available
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0% processing fees on buyouts
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High finance amounts up to AED 20 million with tenure up to 25 years
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Flexibility to repay up to 15% of your outstanding balance once every year without any additional charges or fees
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Financing available for salaried, self-employed & non-resident customers
With CBD Home Finance you can easily:
| Purchase a new property and move into your dream home |
| Transfer your home finance in the UAE from other financial institutions to reduce your monthly payments |
| Refinance your property to get easy access to liquidity |
| Invest in property under construction |
| Invest or refinance plots, land and farmhouses (for UAE Nationals only) |
| Invest or refinance plots in Dubai as an expatriate with select developers |
Features and benefits
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Enjoy highly competitive pricing
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Avail finance up to AED 20 million
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Refinance your property; use it to release cash against your fully paid property
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Benefit from financing for up to 25 years - we believe in establishing long lasting relationships with our clients
To apply, please contact us on 600 527223.
Eligibility criteria
| If you are a salaried individual (UAE Nationals and Expatriates) | If you are self-employed (UAE Nationals and Expatriates) |
|---|---|
| Aged between 21 and 65 years (at maturity) | Aged between 21 and 70 years (at maturity) |
| Minimum monthly income of AED 12,000 | Minimum monthly income of AED 20,000 |
| Minimum length of service of 6 months | Minimum length of 3 years in business |
* Additional documents may be applicable as per underwriting terms and eligibility criteria
Home Finance
Required documents
If you are a salaried individual:
- Application form, consent letter & authorization letter for Bureau check.
- National ID or valid passport, residence visa and Emirates ID.
- Original 3 months bank statement for new customers.
- Salary Certificate.
If you are self-employed:
- Application form, authorization letter for lending and consent letter for Bureau check
- Copy of Trade License, Chamber of Commerce Registration, Memorandum and Articles of Association.
- Original 12 months company and personal bank statements for new customers.
Warning
If you do not keep up your repayments/payments, you may lose your property. For complete product details and warnings, please refer to the Key Facts Statement.
Relevant Links
Key Facts Statement
We kindly request you to carefully read and understand this document, If you are applying for a CBD Al Islami Home Finance from Commercial Bank of Dubai
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