Highlights
Choice of currencies
Mudaraba
Low minimum deposit
Flexible deposit terms
Overview
The Al Islami Mudaraba Investment Deposit is CBD's Shari'ah compliant investment deposit scheme designed to make your investments grow with market-competitive profit rates. It operates under 'Mudaraba' principle.
Top features
Features and benefits
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Profit is distributed on a quarterly basis.
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Attractive profit rate.
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Available deposit terms across one, three, six, nine or 12 months.
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Auto-renewal facility.
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Premature encashment is allowed (subject to terms & conditions).
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Available in UAE Dirhams and US Dollars.
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Free online and mobile banking.
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24-hour toll free contact centre available on 600 527223.
Mudaraba profit rates
| MUDARABA PROFIT RATES FOR AED – Q2-2024 | |||||||
|---|---|---|---|---|---|---|---|
| Invested Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.87 | 1.17 | 1.72 | 2.14 | 2.77 | -- | 2.70 |
| From AED 1 M - less than 10 M | 0.91 | 1.14 | 1.80 | 2.24 | 2.93 | __ | 4.00 |
| From AED 10 M - less than 100 M | 0.94 | --- | --- | 2.28 | __ | __ | 4.09 |
| 100 M and above | 1.05 | __ | __ | __ | __ | __ | __ |
| MUDARABA PROFIT RATES FOR AED – Q1-2024 | |||||||
|---|---|---|---|---|---|---|---|
| Invested Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.65 | 0.78 | 1.24 | 1.54 | 1.98 | --- | 2.80 |
| From AED 1 M - less than 10 M | 0.68 | 0.85 | 1.30 | 1.62 | 2.15 | __ | 2.85 |
| From AED 10 M - less than 100 M | 0.70 | __ | -- | 1.63 | __ | __ | 2.92 |
| 100 M and above | 0.70 | __ | __ | ---- | __ | __ | __ |
| MUDARABA PROFIT RATES FOR AED – Q4-2023 | |||||||
|---|---|---|---|---|---|---|---|
| Invested Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.60 | 0.74 | 1.20 | 1.50 | 1.95 | -- | 2.70 |
| From AED 1 M - less than 10 M | 0.63 | 0.78 | 1.26 | 1.57 | 2.04 | __ | 2.82 |
| From AED 10 M - less than 100 M | 0.64 | --- | --- | 1.60 | __ | __ | 2.88 |
| 100 M and above | 0.67 | __ | __ | __ | __ | __ | __ |
| MUDARABA PROFIT RATES FOR AED – Q3-2023 | |||||||
|---|---|---|---|---|---|---|---|
| Invested Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.92 | 1.07 | 1.35 | 1.70 | 2.30 | -- | 2.80 |
| From AED 1 M - less than 10 M | 0.93 | -- | 1.40 | 1.80 | 2.40 | __ | 2.85 |
| From AED 10 M - less than 100 M | 1.00 | --- | --- | 2.00 | __ | __ | 3.05 |
| 100 M and above | 0.94 | __ | __ | 2.05 | __ | __ | __ |
| MUDARABA PROFIT RATES FOR AED – Q2-2023 | |||||||
|---|---|---|---|---|---|---|---|
| Invested Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.77 | 0.92 | 1.20 | 1.55 | 2.15 | --- | 2.65 |
| From AED 1 M - less than 10 M | 0.78 | 0.93 | 1.25 | 1.65 | 2.25 | __ | 2.70 |
| From AED 10 M - less than 100 M | 0.85 | __ | -- | 1.85 | __ | __ | 2.90 |
| 100 M and above | 0.79 | __ | __ | 1.90 | __ | __ | __ |
| MUDARABA PROFIT RATES FOR AED – Q1-2023 | |||||||
|---|---|---|---|---|---|---|---|
| Invested Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.42 | 0.57 | 0.85 | 1.20 | 1.80 | 2.10 | 2.30 |
| From AED 1 M - less than 10 M | 0.43 | 0.58 | 0.90 | 1.30 | 1.90 | __ | 2.35 |
| From AED 10 M - less than 100 M | 0.50 | __ | 0.92 | 1.50 | __ | __ | 2.55 |
| 100 M and above | 0.44 | __ | __ | 1.55 | __ | __ | __ |
| MUDARABA PROFIT RATES FOR AED – Q4-2022 | |||||||
|---|---|---|---|---|---|---|---|
| Invested Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.32 | 0.47 | 0.75 | 1.10 | 1.70 | 2.00 | 2.20 |
| From AED 1 M - less than 10 M | 0.33 | 0.48 | 0.80 | 1.20 | 1.80 | __ | 2.25 |
| From AED 10 M - less than 100 M | 0.40 | __ | 0.82 | 1.40 | __ | __ | 2.45 |
| 100 M and above | __ | __ | __ | 1.45 | __ | __ | __ |
| MUDARABA PROFIT RATES FOR AED – Q3-2022 | |||||||
|---|---|---|---|---|---|---|---|
| Deposit Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.32 | 0.37 | 0.65 | 1.00 | 1.60 | 1.90 | 2.10 |
| From AED 1 M - less than 10 M | 0.33 | 0.38 | 0.70 | 1.10 | 1.70 | __ | 2.15 |
| From AED 10 M - less than 100 M | 0.40 | __ | __ | 1.30 | __ | __ | 2.35 |
| 100 M and above | __ | __ | __ | 1.35 | __ | __ | __ |
| MUDARABA PROFIT RATES FOR AED – Q2-2022 | |||||||
|---|---|---|---|---|---|---|---|
| Deposit Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.22 | 0.27 | 0.55 | 0.95 | 1.55 | 1.80 | 2.05 |
| From AED 1 M - less than 10 M | 0.23 | 0.28 | 0.60 | 1.05 | 1.65 | __ | 2.10 |
| From AED 10 M - less than 100 M | 0.23 | __ | 0.90 | 1.20 | __ | __ | 2.25 |
| 100 M and above | 0.24 | __ | __ | 1.25 | __ | __ | __ |
| MUDARABA PROFIT RATES FOR AED – Q1-2022 | |||||||
|---|---|---|---|---|---|---|---|
| Deposit Amounts | Saving | Call | TENURE | ||||
| 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | |||
| From AED 1 - less than 1 M | 0.22 | 0.27 | 0.43 | 0.54 | 0.70 | 0.87 | 0.98 |
| From AED 1 M - less than 10 M | 0.23 | 0.28 | 0.45 | 0.57 | 0.74 | __ | 1.02 |
| From AED 10 M - less than 100 M | 0.24 | __ | 0.46 | 0.58 | __ | __ | 1.04 |
| 100 M and above | __ | __ | __ | 0.60 | __ | __ | __ |
Relevant links
Terms & conditions
Click hereFrequently Asked Questions – Impact of Investment Risk Reserve
Click hereKey Facts Statement
We kindly request you to carefully read and understand this document, if you are applying for a CBD Al Islami Investment Deposit Account with Commercial Bank of Dubai.
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