FAQ What is the maximum permissible Debt Burden Ratio (DBR)? Please also explain what is DBR? Maximum permissible DBR is 50%, as stipulated by the Central Bank and 30% for pensioners. Debt burden ratio is the ratio of total monthly installment/commitments of credit card, loans or any other committed monthly repayments to the total income of an individual. Related Products Savings Account Make your money grow It's a joy to see your money grow. Learn more Deposits Earn safe returns Would you like to earn attractive returns on funds that are parked in the bank? Learn more Zawaj Save now and live happily ever after. A fairy tale wedding is what all children hope for and all parents dream of. Learn more Other links Budget and Track Online Banking Mobile Banking SMS Banking Phone Banking For your convenience and enhanced experience, the CBD Mobile App is available for download via your app store. You can start using the app by using your online banking user ID and password. Download the Mobile App Now Proceed to Online Banking