FAQ What do you mean by cash value of the Takaful Certificate? The net asset value of all the units allocated to the PIA. The Cash Value at any point in time will be the sum of the value of units of each Fund allocated to the Takaful Certificate. The Cash value can be determined by multiplying the number of total units held by the prevalent Unit Price less the applicable Surrender Charges. Related Products Savings Account Make your money grow It's a joy to see your money grow. Learn more Deposits Earn safe returns Would you like to earn attractive returns on funds that are parked in the bank? Learn more Zawaj Save now and live happily ever after. A fairy tale wedding is what all children hope for and all parents dream of. Learn more Other links Budget and Track Online Banking Mobile Banking SMS Banking Phone Banking For your convenience and enhanced experience, the CBD Mobile App is available for download via your app store. You can start using the app by using your online banking user ID and password. Download the Mobile App Now Proceed to Online Banking