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Financial Happiness

Financial Happiness

Your journey to financial happiness begins now


Before money stress beats you, beat it with these simple steps that you can do in a flash.

  • Track
  • Manage
  • Save
  • Grow

Do you feel financially secure and have a financial freedom of choice?


Financial happiness was created to guide you one step at a time towards a more financially confident life without ever losing sight of the moments that matter along the way. You can transform your stress into positive motivation and move towards financial planning and eventually financial fitness and happiness.

Most of us have no idea where our money is going. We think we know, but we really don't know. At Commercial Bank of Dubai, the first step towards your financial happiness is to plan a monthly budget and track your expenses and achievement of your goals. You can start right away by using our Budget and Track feature in Online Banking.


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Some Facts on Financial Matters

Sometimes the path to financial stress and well-being is just a click away





Magic quadrant of financial happiness

Financial security and financial freedom of choice, in the present and in the future are essential ingredients of financial well-being. They will determine how financially happy you are.



 Present Future
Security Control over your day-to-day finances

Are you able to pay your bills on time? Do you have unmanageable debt? Can you make ends meet?

 Capacity to absorb unexpected financial shock

Do you have emergency money for unexpected expenses? What about insurance?
Freedom of choice
 Financial freedom to make choices to enjoy life

Can you afford your dream vacation, or a meal out now and then? Maybe a new car?


 On track to meet your financial goals

Do you have financial goals, and more importantly, do you stick to them?

Your Life Moments

Life is all about moments. Don't wait for them, create them.


Starting a family? Or ready to enjoy your retirement? We're here to support you through all life's important journeys. Here you will find money-saving tips and more to help you manage your finances day-to-day.





Check your Financial Well-being

To beat money stress, you must first identify what is causing it. Likewise, you must realize that having more money is not the real solution; rather it's changing your perspective about money that will help you reach financial happiness and well-being.



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How well does this statement describe you?

I am in a good financial shape and can handle a major unexpected expense.



How well does this statement describe you?

I am saving and securing my financial future.




How well does this statement describe you?

I know exactly where my money is going.




How well does this statement describe you?

I am enjoying life because of the way I’m managing my money.




How well does this statement describe you?

I have money left over at the end of the month.





Financial Tips


Commit to change

The first and most important step in developing and following a financial plan is to examine your attitudes about money. Are you ready to accept responsibility for changing you financial situation? Do you believe that you can and will change the way you make financial decisions? Can you identify at least one benefit you hope to gain by changing your money management behavior?

You are definitely ready and able to start your path to financial wellness; if you are also willing, take the pledge!
Keep an eye on your expenses

Do you know how much money you are spending? Do you stick to your plans and monthly budgets? Are you on track to meet your financial goals? If you're serious about changing your financial habits, you need to keep in mind all of these questions. One of the keys to gaining control of your finances, is knowing exactly where you spend your money.

There are many methods on how to keep an eye on your expenses, from simplest 'pen and paper' method to sophisticated software. No matter which system you decide on, the essentials will stay exactly the same.

Learn more about CBD Budget and Track
Know before you owe
Taking on debt can be a big responsibility. You are committing to paying money back within a certain time-frame, plus interest. Borrowing money will affect your future finances and quite possibly your lifestyle.

Before you consider a loan or a credit card, you need to do your homework. First step is to evaluate whether your current and future financial situation can sustain a new debt. As with any other product, when it comes to taking out a loan, it pays to shop around and compare interest rates, charges and any additional fees. Don’t forget to check the small print to see if you’re eligible and what are your obligations. Read carefully terms and conditions.

Find the right card for you
Clearing out financial clutter

You may be anxious to get started, but it is hard to get motivated when you are knee-deep in paperwork.

Getting your financial house organized is a great way to begin on your path toward financial wellness. But before you bulldoze that pile, you should know that some things are worth hanging on to. The key is to know what to keep and what to toss.

Did you know that your health can become your wealth? CBD Active Saver App will do just that - encourage you to stay active and get rewarded with higher interest rate, to help you save more.


Sign up now for your Financial Happiness


Disclaimer
This site is a service provided by Commercial Bank of Dubai PSC, a company established and registered in United Arab Emirates, with registered office at Ittihad Street, PO Box 2668, Dubai, United Arab Emirates.  While all attempts are made to insure the correctness and suitability of information under our control and to correct any errors brought to our attention, no representation or guarantee can be made as to the correctness or suitability of that information or any linked information presented, referenced, or implied. Everyone's circumstances are different and what applies to one person may not be right for someone else. The suggestions are based on a general assumption of each circumstance and they are not intended to provide advice or recommendation. Information presented by this site is for informational purposes and does not intended to replace financial, tax, investment, legal, or any other advice.

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