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Fees and Charges

List of fees and charges – Corporate Banking

Payments and Cash Management – Schedule of Charges

In effect from 15 May 2019

Account Type Attijari Attijari Plus
Account Currency AED, USD, GBP, EURO, JPY AED, USD, GBP, EURO, JPY
Minimum monthly average balance AED 20,000 (or in equivalent currency) AED 300,000 (or in equivalent currency)
Minimum relationship balance charges AED 150 per account AED 250 per account
Account services fee  AED 500 per month per account Free
Account closure within 12 months AED 300 per account AED 200 per account
Escrow Accounts
   
Escrow Accounts – Set Up Fee As per structure agreed with the client As per structure agreed with the client
Annual Maintenance Fee
As per structure agreed with the client
As per structure agreed with the client
Engineer Visit Fee
As per structure agreed with the client
As per structure agreed with the client
Standing Instructions    
Set up fee AED 50 per set up AED 10 per set up
Execution charge AED 15 per transaction AED 10 per transaction
Failure due to insufficient funds AED 50 per transaction AED 10 per transaction
Amendment / Cancellation AED 15 per set up AED 10 per set up
Remittances: Incoming* Per Transaction
Local within UAE AED 1 (on applicable transaction types)
AED 1 (on applicable transaction types)
International Remittance AED 45 AED 20
Remittances: Outgoing Per Transaction

Manual Electronic Manual Electronic
Local within UAE AED 60 AED 45 AED 50 AED 30
International outside UAE AED 110 AED 75 AED 85 AED 60
Transfer within own account AED 60
Free AED 50 Free
Transfer within CBD account AED 60 Free AED 50 Free
Managers Cheques  Demand Draft    
Managers Cheques (per cheque) AED 25
AED 20
Demand Drafts (per draft) AED 30
AED 25
Cheques

Cheque Book
  • 1st chequebook free
  • AED 50 – 50 Leaf Cheque Book
  • AED 25 – 25 Leaf Cheque Book
  • 1st chequebook free
  • AED 50 – 50 Leaf Cheque Book
  • AED 25 – 25 Leaf Cheque Book
Inward clearing cheques (payments made by clients) Free Free
Special Clearing (inward and outward) AED 205 per cheque AED 205 per cheque
Outward clearing cheques Free Free
Return cheques: inward clearing (payments made by clients) AED 500 per cheque AED 500 per cheque
Return Cheques: Outward Clearing AED 10 Per Cheque AED 10 Per Cheque
iCollect - Corporate Cheque Scanning Solution

Implementation Charge AED 8,500 Per Scanner AED 8,000 Per Scanner
Monthly Maintenance (including iDoc service charge) AED 1,250 Per Scanner AED 1,000 Per Scanner
Service Cancellation AED 500 Per Scanner  AED 500 Per Scanner
iPrint - Corporate Cheque Printing Solution


Implementation Charge AED 5,000 Per Account AED 2,000 Per Account
Printing at Client premises*** AED 3 Per Cheque AED 2 Per Cheque
Printing at Bank premises*** AED 10 Per Cheque
AED 10 Per Cheque
Service cancellation  AED 500 Per Account
AED 500 Per Account
Post Dated Cheques Management


PDC collection AED 15 per cheque AED 8 per cheque
PDC date extension AED 25 per cheque AED 15 per cheque 
PDC withdrawal AED 25 per cheque AED 15 per cheque
PDC report AED 50 per report per account (manual retrieval) AED 50 per report per account (manual retrieval)
Cash Deposits

Over the counter AED 25 per cash deposit 

AED 250 flat fee, per cash deposit over AED 250,000 
AED 25 per cash deposit 

AED 250 flat fee, per cash deposit over AED 250,000 
Through Cash Deposit Machine Free
Free
Cash Withdrawal

Over the counter 5 free withdrawals per month, each additional withdrawal AED 10 per transaction Free
CBD ATM Free Free
Cash Cheque withdrawal charges AED 50 per cheque withdrawal AED 50 per cheque withdrawal
Payroll

Rateb one time set up
  • AED 500 for companies less than 50 employees
  • AED 1,500 for companies with more than 50 employees
  • AED 500 for companies less than 50 employees
  • AED 1,500 for companies with more than 50 employees
Rateb – Card Issuance AED 5 per card
AED 5 per card 
Rateb Card – Cancellation
AED 1 per card
AED 1 per card
Rateb Card – Inactive fee  AED 1 per card per month
AED 1 per card per month 
Payroll Processing (Manual) AED 1,000 per file
Rateb - Payroll Processing WPS AED 7 per card AED 6 per card
WPS MOL ID Registration
AED 100 per month per MOL ID
AED 100 per month per MOL ID
WPS MOL ID – Cancellation
AED 500 per MOL ID
AED 500 per MOL ID
WPS Transfers to other Banks
AED 3 per record
AED 2 per record
Non WPS transfers to other banks AED 50 per bank AED 50 per bank
Pension Payments AED 100 per file AED 100 per file
Pension Payments – Processing Fee
AED 5 per record
AED 5 per record
Payment Gateway - E-Commerce    
Implementation Fee
As per structure agreed with the client As per structure agreed with the client
Monthly Maintenance Fee
As per structure agreed with the client
As per structure agreed with the client
Commission
As per structure agreed with the client
As per structure agreed with the client
iDoc – Document Collection Service
   
Dubai
AED 750 per month per location
AED 750 per month per location
Jebel Ali/ Sharjah
AED 800 per month per location AED 800 per month per location
Other Emirates
AED 850 per month per location
AED 850 per month per location
iCash – Cash Collection Solution
   
Un-Verified Cash Collection Service
As per structure agreed with the client
As per structure agreed with the client
Cash Deposit Centre**
AED 30 per deposit slip
AED 30 per deposit slip
Cash Deposit Machines (Customer Site)
As per structure agreed with the client
As per structure agreed with the client
Hybrid Service – Remittance/Payroll
   
One Time Set Up
As per structure agreed with the client
As per structure agreed with the client
Payroll – Record Processing
AED 5 per record
AED 3 per record
Remittance – Record Processing
As per outward transaction processing charges
As per outward transaction processing charges
iBusiness - Corporate Internet Banking
   
iBusiness - Implementation
AED 500
AED 500
Monthly Service Charge - Enquiry 
AED 125 per month  AED 100 per month
Monthly Service Charge - Transaction Initiation
AED 200 per month
AED 150 per month
Transaction Authorization Token
First 2 Tokens - Free
Additional Tokens - AED 200 per Token
First 2 Tokens - Free
Additional Tokens - AED 150 per Token
Training Support
First Training free
Additional Training – AED 250 per session
First Training free
Additional Training – AED 250 per session
Entity Grouping
AED 50 per month per company
AED 25 per month per company
Cash Online Linking
AED 125 per month per account
AED 100 per month per account
SWIFT Copy Download
Free
Free
iBusiness Cancellation Charges
AED 500 per setup
AED 500 per setup
Token Unlocking
AED 50 per request
AED 50 per request
iBusiness Amendment (except package change)
AED 50 per request
AED 50 per request
iConnect - Corporate Host-to-Host Solution


Implementation Charge AED 8,000**** per account AED 5,000**** per account
Monthly Maintenance Charge
AED 750 per month per account
AED 500 per month per account
Cancellation Charge
AED 500 Per Account
AED 500 Per Account 
 ****If Implementation exceeds 10 days then pricing may vary
Corporate Cards    
Implementation Fee
As per structure agreed with the client As per structure agreed with the client
Corporate Purchasing Card
As per structure agreed with the client As per structure agreed with the client
Corporate Travel & Entertainment Card
As per structure agreed with the client As per structure agreed with the client
iDirect - Corporate Direct Debit Solution


Manual Electronic Manual Electronic
Originator Registration
AED 1,000 per originator AED 500 per originator  AED 1,000 per originator  AED 500 per originator
Mandate Registration AED 5 per mandate
AED 5 per mandate  AED 5 per mandate
AED 5 per mandate
Mandate Amendment / Cancellation
AED 5 per mandate

AED 5 per mandate

Direct Debit Processing
AED 1 per record
AED 1 per record
Originator Cancellation
AED 1,000 per originator AED 1,000 per originator
Payer Set Up
AED 200 per set up
AED 200 per set up
Payer Confirmation
AED 25 per confirmation
AED 25 per confirmation
Payer Cancellation
AED 100 per cancellation
AED 100 per cancellation
Payer Amendment
AED 100 per amendment
AED 100 per amendment
Liquidity Management Solutions


Sweeping


Sweeping - Subscription
By Arrangement By Arrangement
Sweeping - One Time Setup
By Arrangement By Arrangement
Sweeping - Execution By Arrangement By Arragement
Sweeping - Amendment/Cancellation By Arrangement By Arragement
Pooling


Notional Pooling - Subscription By Arrangement By Arrangement
Notional Pooling - One Time Setup By Arrangement By Arrangement
Notional Pooling - Amendment/Cancellation By Arrangement By Arrangement
Inter-Company Sweeps Reporting

Inter-Company Sweeps Reporting Implementation By Arrangement By Arrangement
Receivable Management Solutions

Invoice Upload Charge By Arrangement By Arrangement
Invoice Reconciliation By Arrangement By Arrangement
Mirror Account Maintenance By Arrangement By Arrangement
Mirror Account Subscription By Arrangement By Arrangement
Value Added Services

International Payment - Fate
AED 80 per message AED 40 per message
MT940 (For company use only)
AED 75 per month per account
AED 75 per month per account
MT940 (Reporting to other banks) AED 300 per account (daily reporting)
AED 200 per account (weekly reporting)
AED 150 per account (fortnightly report)
AED 100 per account (monthly reporting)
AED 250 per account (daily reporting)
AED 200 per account (weekly reporting)
AED 150 per account (fortnightly report)
AED 100 per account (monthly reporting)
SMS Notification ( Free for Debits) First 5 messages - Free
Each additional message - AED 0.20 per message
Free
Miscellaneous Charges

Stop payment of cheque AED 100 per cheque AED 50 per cheque
Stop payment of lost cheque book AED 500 per cheque book AED 100 per cheque book
Manual issuance of bank statement AED 100 per request per statement
AED 100 per request per statement
Audit/Balance Sheet letter/Reference letter AED 250 per letter AED 150 per letter
SWIFT Copies of Remittances AED 100 per message AED 50 per message
Retrieval of transaction record AED 50 - per transactions within 6 months
AED 100 - per transactions beyond 6 months
AED 25 - per transactions within 6 months
AED 50 - per transactions beyond 6 months
Trade License Charges AED 300 per license per month, 30 days from expiry AED 300 per license per month, 30 days from expiry
Stored value Account (Cashonline & Amwal)

Online Wallet Top-up25.00   
Owner Association Account
Account
Account Opening Charges As per structure agreed with client
Account Maintenance (per Month) AED 500
Remittances Incoming
Local within UAE
Waived
International
Waived
Remittances Outgoing/Transfers Online Hybrid Manual
Local within UAE AED 5 AED 5 AED 20
Within CBD accounts Free Free AED 10
Managers Cheques (per cheque) AED 25 AED 25 AED 25
Cheques
Remote Cheque Scanning - iCollect (Setup and Scanner) Waived
iCollect Monthly Maintenance AED 500 per scanner
iCollect Service Cancellation AED 750 per scanner
Special Clearing (inward and outward) AED 205 per cheque
Post Dated Cheque Collection (PDC) Online Manual
PDC Collection AED 5 AED 15
PDC Date extension AED 5 AED 25
PDC Withdrawal AED 5 AED 25
Courier Pickup (Setup) Waived
Courier Pickup (Monthly Maintenance) AED 300 per month
Cash Deposit
Over the counter teller transactions AED 25 per deposit
Through Cash Deposit Machine Free
ATM Free
Dedicated cash pickup (Unverified) Standard charges will apply
Smart Cash Deposit Machine (SCDM) - 1200 Notes Capacity* AED 2,500 per month
Direct Debit
Originator Registration Waived
DDA Mandate Registration Waived
DDA Amendment/Cancelation Waived
DDA Collection Waived
Direct Debit Cancelation Standard
iBusiness (Online Banking)
Setup Fee Waived
Enquiry only Waived
Enquiry and Full transaction service Maintenance Fee Waived
Transaction Authorization Token AED 75 per token
Training Support Waived

* Above charges are Commercial Bank of Dubai charges only, other banks may deduct their charges from the remittance amount
** Plus applicable cash processing charges
*** Cheque Stationery will be at actual cost
**** All our charges, commissions and fees are exclusive of Value Added Tax (VAT). VAT will be charged wherever applicable.
***** SCDMs with higher capacities can be provided upon request.

Trade Finance

Import - Letter of Credits Charges
A. LC Opening Commissions
Sight / Time LCs                                                            1/12% per month (min.3 months) with min. commission per LC AED 500 plus handling fee
Revolving  LCs Same as Sight/Time LCs min. AED 500 plus scrutiny fee AED 500 plus 1/8% flat commission on each revolved amount with minimum commission per revolution AED 500  plus handling fee 
Back to Back LCsSame as Sight/Time LCs plus AED 500 scrutiny fee
Standby  LCs
1/8% per month (min. 3 months) with min. commission per LC AED 500
Note: Commission for LCs related to Commodities like Coal, Oil & Metals will be priced on case to case basis
B. LC Amendment Commissions
Amendment commission for increase in LC amount                                     Additional commission charged on increased amount same as LC opening commission with min. commission per amendment AED 300 plus handling fee                                                        
Amendment commissions for extension in expiry dateAdditional commission charged for extended period same as LC opening commission with minimum commission per amendment AED 300 plus handling fee
Other amendments (Changes in LC Terms & Conditions, clauses etc.)AED 300 plus handling fee
C. LC Handling Fees
Handling fee for LC
opening services (including Swift/Courier etc.) 
AED 350                                              
Handling fee for LC amendment services (including Swift/Courier etc.)AED 350        
Handling fee for LC
cancellation services
(before expiry)
AED 350
Additional handling fee
for LCs with excessive
details
AED 100 per additional page
Additional handling fee for
LC amendment with excessive details
AED 100 per additional page
D. LC Administration Fees / Commissions
LC Expiration Commission (when documents negotiated after LC expiry date)                                       Additional commission charged for expired period same as LC opening commission with min. commission AED 300 plus handling fee
LC overdrawing commission (when documents negotiated in excess of LC value)Additional commission charged for over drawn amount same as LC opening commission with min. commission AED 300 plus handling fee
LC discrepancy fee (per presentation)USD 100 plus SWIFT charges
Return of discrepant documents  unpaid / unacceptedUSD 100 plus Courier/SWIFT charges
Documents (Discrepant/Clean) safe custody fees
(held unpaid/uncleared after one  month of presentation to customer)
AED 300 per month                                                 
Interest recovered from the date of negotiation of documents and reimbursement to  the date of settlementRate as per arrangement
E. LC Acceptance Commission
LC acceptance commission                                        1/6% per month (acceptance commission will be charged for the full usance period, without consideration of the due date of the bill falls within LC expiry or after) min. AED 300/- 
F. Shipping Guarantees
For Sight LCs against full cash margin  only                                      AED 300 additional AED 100 if guarantee remains outstanding beyond one month
For Time LCs1/8% min. AED 300 additional AED 100 if guarantee remains outstanding beyond one month
G. TR / LAD / LCD handling fees
TR / LAD / LCD  booking                                        AED 300 per transaction
TR / LAD / LCD pre settlementAED 300 per settlement
TR / LAD / LCD extensionAED 300 plus additional 2% p.a. interest for extension period
TR / LAD / LCD past dueAED 1000/- for each past due along with 2% p.a. additional interest for the past due period
H. LC related other charges
Reimbursement  fee                            USD 100.00                                                                                                           
Negotiation commission1/8% min. AED 300
Exchange compensation fee for  settling LC documents in foreign currency1/4% min. AED 300
Courier charges - LocalAED 100
Courier charges - InternationalAED 250
SWIFT chargesAED 150
Reminder chargesAED 50 per reminder - plus Courier/Fax charges
Fax ChargesAED 50
Manager's cheque for agents  commissionAED 200
I. Trade Structuring/ Advisory Fee
Trade Advisory/ Structuring Fee will be charged on case to case basis in view of complexities & intricacies involved in structuring an optimum trade solution
Inward documentary bills for collection charges
A. IBC advising fee
Inward documentary bills advising fee                                 AED 300                                                                          
B. IBC Handling Commission
IBC payment commission (including open account transaction)                                        1/8% min. AED 300 plus SWIFT charges
IBC acceptance commission1/8% min. AED 300 plus SWIFT charges
IBC documents transferred to another bank1/8% min. AED 300 plus courier charges
IBC documents returned unpaid / unaccepted1/8% min. AED 300 plus courier charges
IBC documents released free of payment1/8% min. AED 300
Avalization of drafts1/8% per month (min. 3 months) with min. commission AED 300 plus SWIFT charges
Amendment to inward bills for collection 1/8% additional commission on increased amount (if any) min. AED 300 other amendments AED 300 flat per amendment
IBC documents cleared through TR/LCDTR / LCD related charges as mentioned under import LCs schedule
C. IBC related other charges
Exchange compensation fee for settling IBC in foreign currency                                        1/4% min.  AED  300                                                                                                                                                                                             
IBC documents safe custody fees (held unpaid after one month of receipt / acceptance /  due date)AED 300 per month   
Export - Letter of Credits Charges
A. Export LC advising fee
Advising of LC to Customer                                         AED 300                                                
Advising of LC to Non Customer AED 500
Advising LC Amendment to Customer AED 200
Advising LC Amendment to Non Customer AED 300
B. Export processing charges
Export LC confirmation                                        Applicable commission as per arrangement with customer in consideration of Bank/Country risk with min. commission AED 500
Export  documents negotiation /  handling commission1/8% min. AED 300
Export bills discounting1/8% min. AED 300
Export documents scrutiny fee for customerAED 300 per presentation
Export  documents scrutiny fee for non customerAED 500 per presentation
Payment of other Bank's reimbursement  claimAED 300 per reimbursement
C. Transfer of Export LC
Transfer of  LC                                        1/6% flat min. AED 500 plus scrutiny fee AED 500 plus Swift charges AED 500
Transfer of  LC Amendment 1/16% on increased amount (if any) min.  AED 300 other amendment AED 300 flat  per amendment plus SWIFT charges AED  300
D. Other charges
Assignment of Proceeds under Export LC                                        AED 500 plus Swift charges                                       
Courier Charges - LocalAED 100
Courier Charges - InternationalAED 250
SWIFT ChargesAED 150
Reminder Charges AED 50 per reminder - plus Courier/Fax charges
Fax ChargesAED 50
Outward documentary bills for collection charges
A. OBC - fees and commissions
Outward Documentary Bills Handling Commission                                       1/8% min. AED 300 (to be collected  in advance) plus courier charges
Amendment to outward bills for collection1/8% on the increased amount (if  any) min. AED 250 other amendments AED 100 plus courier & SWIFT charges
Handling fee for OBC documents returned unpaidAED 300 plus collecting Bank charges (If any)
Advising fee for OBC acceptanceAED 200
B. IBC and OBC related misscellaneous charges 
Courier Charges -  Local                                        AED 100                                                                            
Courier Charges - InternationalAED 250
SWIFT ChargesAED 150
Reminder ChargesAED 50 per reminder - plus Courier/Fax charges
Fax ChargesAED 50
Letter of Guarantee Charges
A. LG Issuance Commissions
Commission on Issuance of Contract Finance Guarantees (Bid Bonds, Performance Bonds, Advance Payment, Retention & Maintenance)
Note: Charges are applicable for LGs up to one year validity only. LGs with tenor longer than 1 year will be priced on case to case basis         
1.50% per annum (min. 3 months) with min. commission per LG AED 500                                            
Commission on issuance of open ended LGs2.0% per annum (min. 3 months) with min. commission per LG AED 500
Commission on issuance of financial LGs - fixed maturity
Note: Charges are applicable for LGs up to one year validity only. LGs with tenor longer than 1 year will be priced on case to case basis
2.0% per annum (min. 3 months) with min. commission per LG AED 500
Commission on issuance of financial LGs - open ended2.25% per annum (min. 3 months) with min. commission per LG AED 500
Commission on issuance of LGs against 100% (not partially) cash margin80% commission as per above mentioned rates with min.commission per LG AED 500                                 
Commission on issuance of LGs  against 100% (not partially) cash  collateral90% commission as per above mentioned rates with min. commission per LG AED 500
Commission on issuance of LGs  (other guarantees not mentioned above including labour Gtee)2% per annum (min. 3 months) with min. commission per LG AED 500                                                                                                                           
B. LG Amendment Commissions
Amendment commission for increase in LG amount                                        Additional commission charged on increased amount same as LG opening commission with min. commission per amendment AED 500 plus Fax/SWIFT/Courier charges
Amendment commission for extension in expiry dateAdditional commission charged for extended period same as LG opening commission with min. commission per amendment AED 500 plus Fax/SWIFT/Courier charges
Other amendments 
(Changes in LG Terms & Conditions, clauses etc.)
AED 500 per amendment
plus Fax/SWIFT/Courier charges
C. LG related other charges
For International  Issuance                                        LG issuance commission as above  plus additional fee AED 300 plus Swift/Courier charges plus actual correspondent Bank charges
Advising other Bank guarantees to  customersAED 300
Advising other Bank guarantees to non customersAED 500
Handling charges for claims made on  behalf of our customers on other  banksAED 500 plus Swift/Fax/Courier charges
Courier Charges - LocalAED 100
Courier Charges - InternationalAED 250
SWIFT Charges AED 150
Reminder ChargesAED 50 per reminder - plus Courier/Fax charges
Fax ChargesAED 50
Misscellaneous Charges
Retrieval of old records
Less than 3 months                  AED 100 per page                    
Upto 6 months oldAED 200 per page
6 months to 3 Years oldAED 300 per page
Over 3 YearsAED 500 per page
Bill Discounting / Revolving Loans
 Loan against Bills Discounting (LBD & FBD)  0.125% per item min. AED 300
 Replacement, Withdrawal of Bills Discounted AED 300 per item
 Extension of Bills Discounted AED 500 per item along with 2% p.a. additional interest rate for the extended  period
 Returned Unpaid - Bills Discounted AED 500 per item
 Loan Against Invoice – Pre Sales (for payments to  suppliers) 0.25% flat per item min. AED 500
 All other Revolving Loans (LPP, LPO, LAI – Post Sales  etc.) 0.125% flat per item min. AED 300
 Extension of all revolving loans AED 500 per extension along with 2% p.a. additional  interest for the extended  period
 Early Settlement of all revolving loans AED 300 per settlement
 Past Due of Revolving Loans (LPP, LPO, LAI, LGL ) AED 500 for each past due along with 2% p.a.  additional interest for the past due period

Disclaimer

All fees and charges mentioned are subject to change from time to time at the sole discretion of Commercial Bank of Dubai without prior notification. Charges for services not indicated in this List of Fees and Charges are available on request. Additional expenses, e.g. postage, cable, courier, fax, legal fees, etc. will be charged for, where incurred.