List of fees and charges – Wholesale Banking Group
Product and Services - Schedule of Charges
| Account Type | Basic/ Gold/ Tijari | Plus/ Platinum/ Tijari Plus | ||
|---|---|---|---|---|
| Account Currency | AED, USD, GBP, EUR, JPY | AED, USD, GBP, EUR, JPY | ||
| Minimum Monthly Average Balance (RIM Level) | AED 1,000,000 (or in equivalent currency) | AED 3,000,000 (or in equivalent currency) | ||
| Minimum relationship balance charges (fall below fee) | AED 500 per month | AED 600 per month | ||
| Account services fee | Free | Free | ||
| Account closure within 12 months | AED 350 per account | AED 350 per account | ||
| Escrow Accounts | |||||
|---|---|---|---|---|---|
| Escrow Accounts – Set Up Fee | AED 10,000 per project | AED 10,000 per project | |||
| Annual Maintenance Fee | As per agreed contract with the client | As per agreed contract with the client | |||
| Transfer fees (if account is being transferred to another account trustee) | AED 20,000 per project | AED 20,000 per project | |||
| Standing Instructions | |||||
|---|---|---|---|---|---|
| Manual | Online | Manual | Online | ||
| Set up fee | AED 100 per set up | AED 25 per set up | AED 50 per set up | AED 25 per set up | |
| Amendment / Cancellation | AED 100 per set up | AED 15 per set up | AED 50 per set up | AED 15 per set up | |
| Execution charge | AED 15 per transaction | AED 15 per transaction | |||
| Failure due to insufficient funds | AED 30 per transaction | AED 30 per transaction | |||
| Remittances: Incoming* | Per Transaction | ||||
|---|---|---|---|---|---|
| Local within UAE | AED 1 (on applicable transaction types) | AED 1 (on applicable transaction types) | |||
| International Remittance | AED 45 | AED 20 | |||
| Remittances: Outgoing | Per Transaction | ||||
|---|---|---|---|---|---|
| Manual/ Smart Form | Electronic | Manual/Smart Form | Electronic | ||
| Local within UAE | AED 500 | AED 15 | AED 500 | AED 10 | |
| International outside UAE | AED 500 | AED 25 | AED 500 | AED 20 | |
| Transfer within own account | AED 250 | Free | AED 250 | Free | |
| Transfer within CBD account | AED 250 | Free | AED 250 | Free | |
| Managers Cheques/ DD | |||||
|---|---|---|---|---|---|
| Managers Cheques | AED 150 per cheque | AED 75 per cheque | |||
| Demand Drafts | AED 150 per draft | AED 75 per draft | |||
| Cheques | |||||
|---|---|---|---|---|---|
| Cheque Book (Account Payee Cheques Onlyl) |
|
| |||
| Inward clearing cheques (payments made by clients) | Free | Free | |||
| Special Clearing (inward and outward) | AED 205 per cheque | AED 205 per cheque | |||
| Outward clearing cheques | Free | Free | |||
| Return cheques: inward clearing (payments made by clients) | AED 500 per cheque | AED 350 per cheque | |||
| Return Cheques: Outward Clearing | AED 50 per cheque | AED 50 per cheque | |||
| Special Cheque Book | |||||
|---|---|---|---|---|---|
| Special cheques (per 1,000 cheques) |
| ||||
| iCollect - Corporate Cheque Scanning Solution | |||||
|---|---|---|---|---|---|
| Implementation Charge | Free | Free | |||
| Quarterly Non Utilization Fee (entity level) | AED 500 | AED 500 | |||
| Monthly Maintenance (including iDoc service charge) | AED 1,250 per scanner | AED 1,000 per scanner | |||
| Service Cancellation | AED 1000 per scanner | AED 1000 per scanner | |||
| iPrint - Corporate Cheque Printing Solution | |||||
|---|---|---|---|---|---|
| Implementation Charge | Free | ||||
| Printing at Client premises*** | AED 200 per month | AED 100 per month | |||
| Service cancellation | AED 1000 per set up | AED 1000 per set up | |||
| Post Dated Cheques (PDC) Management | |||||
|---|---|---|---|---|---|
| PDC Collection | AED 15 per cheque | AED 15 per cheque | |||
| PDC date extension | AED 25 per cheque | AED 15 per cheque | |||
| PDC withdrawal | AED 25 per cheque | AED 15 per cheque | |||
| PDC report | AED 50 per report per account (manual retrieval) | AED 50 per report per account (manual retrieval) | |||
| Cash Deposits | |||||
|---|---|---|---|---|---|
| Cash Deposit - Over the Counter |
|
| |||
| Cash Deposit - Cash Deposit Machine | Free | Free | |||
| Cash Withdrawal | |||||
|---|---|---|---|---|---|
| Cash Cheque Withdrawal/ Cash Withdrawals at Counter | Free up to 5 transactions per month per account AED 50 per transaction thereafter | Free up to 10 transactions per month per account AED 50 per transaction thereafter | |||
| Cardless Cash Withdrawals from CBD ATM's | Free | Free | |||
| Payroll Processing/Rateb Cards/ Now Money | |||||
|---|---|---|---|---|---|
| Rateb one time set up |
|
| |||
| Rateb – Card Issuance | AED 10 per card | AED 10 per card | |||
| Payroll Processing | Manual | Electronic | Manual | Electronic | |
|---|---|---|---|---|---|
| Rateb/ NowMoney - Payroll Processing WPS |
|
|
|
| |
| WPS MOL ID Registration | AED 100 per month per MOL ID | AED 100 per month per MOL ID | |||
| WPS MOL ID – Cancellation | AED 500 per MOL ID | AED 500 per MOL ID | |||
| WPS Transfers to other Banks | AED 3 per record | AED 2 per record | |||
| Non WPS transfers to other banks | AED 50 per bank | AED 50 per bank | |||
| Pension Payments - File level (Manual) | AED 1,000 per file | AED 1,000 per file | |||
| Pension Payments (Online) | AED 100 per file | AED 100 per file | |||
| Pension Payments – Processing Fee | AED 5 per record | AED 5 per record | |||
| Payment Gateway - E-Commerce | |||||
|---|---|---|---|---|---|
| Implementation Fee | As per structure agreed with the client | As per structure agreed with the client | |||
| Monthly Maintenance Fee | As per structure agreed with the client | As per structure agreed with the client | |||
| Commission | As per structure agreed with the client | As per structure agreed with the client | |||
| iDoc – Cheque Collection Service | |||||
|---|---|---|---|---|---|
| Monthly Charges | AED 850 per location | AED 850 per location | |||
| iCash – Cash Collection Solution/Delivery Service | |||||
|---|---|---|---|---|---|
| Un-Verified Cash Collection Service | AED 150 per trip per location | AED 150 per trip per location | |||
| Un-Verified Cash Collection Service - Cash Processing Charges | AED 10 per 1,000 Notes and AED 5 per 1,000 Coins | AED 10 per 1,000 Notes and AED 5 per 1,000 Coins | |||
| Cash Deposit Centre** | AED 30 per deposit slip | ||||
| Cash Deposit Machine (CDM) Customer Site | As per structure agreed with the client | As per structure agreed with the client | |||
| SCDM Relocation | AED 1000 per machine per relocation | AED 1000 per machine per relocation | |||
| iBusiness -Corporate Internet Banking | |||||
|---|---|---|---|---|---|
| iBusiness - Implementation | Free | Free | |||
| Monthly Service Charge | Free | Free | |||
| Training Support | First Training free Additional Training – AED 250 per session | First Training free Additional Training – AED 250 per session | |||
| SWIFT Copy Download | Free | Free | |||
| iBusiness Cancellation Charges | AED 1,000 per setup | AED 500 per setup | |||
| iConnect - Corporate Host-to-Host Solution | |||||
|---|---|---|---|---|---|
| Implementation Charge | As per agreed contract with the client, Minimum AED 10,000 Per Set Up | As per agreed contract with the client, Minimum AED 10,000 Per Set Up | |||
| Monthly Maintenance Charge | AED 750 per month per set up | AED 500 per month per set up | |||
| Cancellation Charge | AED 1,000 per account | AED 1,000 per account | |||
| Corporate Cards | |||||
|---|---|---|---|---|---|
| Implementation Fee | As per structure agreed with the client | As per structure agreed with the client | |||
| Corporate Purchasing Card | As per structure agreed with the client | As per structure agreed with the client | |||
| Corporate Travel & Entertainment Card | As per structure agreed with the client | As per structure agreed with the client | |||
| iDirect - Corporate Direct Debit Solution | |||||
|---|---|---|---|---|---|
| Manual | Electronic | Manual | Electronic | ||
| Originator Registration | AED 1,000 per originator | AED 500 per originator | AED 1,000 per originator | AED 500 per originator | |
| Mandate Registration | AED 5 per mandate | AED 5 per mandate | AED 5 per mandate | AED 5 per mandate | |
| Mandate Amendment / Cancellation | AED 5 per mandate | AED 5 per mandate | |||
| Direct Debit Processing | AED 1 per record | AED 1 per record | |||
| Originator Cancellation | AED 1,000 per originator | AED 1,000 per originator | |||
| Payer Set Up | AED 200 per set up | AED 200 per set up | |||
| Payer Confirmation | AED 25 per confirmation | AED 25 per confirmation | |||
| Payer Cancellation | AED 100 per cancellation | AED 100 per cancellation | |||
| Payer Amendment | AED 100 per amendment | AED 100 per amendment | |||
| Liquidity Management Solutions | |||||
|---|---|---|---|---|---|
| Sweeping | |||||
| Implementation Fee | AED 750 per account | AED 500 per account | |||
| Monthly Maintenance Fee | AED 75 per account per month (not to exceed 10,000 per month) | AED 50 per account per month (not to exceed 10,000 per month) | |||
| Cancellation | AED 500 per account | AED 500 per account | |||
| Pooling | |||||
|---|---|---|---|---|---|
| Implementation Fee | AED 1,500 per account | AED 1,000 per account | |||
| Monthly Maintenance Fee | AED 10,000 or AED 125 per account | AED 10,000 or AED 100 per account | |||
| Cancellation | AED 500 per account | AED 500 per account | |||
| Inter- Company Sweeps Reporting | |||||
|---|---|---|---|---|---|
| Inter-Company Sweeps Reporting Implementation | By Arrangement | By Arrangement | |||
| Receivable Management Solutions | |||||
|---|---|---|---|---|---|
| Invoice Upload Charge | By Arrangement | By Arrangement | |||
| Invoice Reconciliation | By Arrangement | By Arrangement | |||
| Mirror Account Maintenance | By Arrangement | By Arrangement | |||
| Mirror Account Subscription | By Arrangement | By Arrangement | |||
| Value Added Services | |||||
|---|---|---|---|---|---|
| International Payment - Fate | AED 80 per message | AED 40 per message | |||
| MT940 (for Company use only) | AED 100 per month per account (free for Host to Host clients) | AED 50 per month per account (free for Host to Host clients) | |||
| MT940 (Reporting to other banks) | AED 150 per account per month | AED 75 per account per month | |||
| SMS Notification ( Free for Debits) | Free | Free | |||
| Miscellaneous Charges | |||||
|---|---|---|---|---|---|
| Stop payment of cheque | AED 100 per cheque | AED 50 per cheque | |||
| Stop payment of lost cheque book | AED 500 per cheque book | AED 100 per cheque book | |||
| Manual Issuance of Statements - Account Statement, Corporate Credit Cards & Other Statement Requests | AED 500 per statement | AED 500 per statement | |||
| Audit/ Balance Sheet Letter/ Reference Letter | Online - AED 250 per letter Manual - AED 500 per letter | Online - AED 250 per letter Manual - AED 500 per letter | |||
| SWIFT Copies of Remittances | AED 200 per message | AED 100 per message | |||
| Manual Retrieval of Transaction Record | AED 100 - per transaction | AED 100 - per transaction | |||
| Non submission of renewed Trade License copy (Expired Trade License) | AED 350 per trade license | AED 350 per trade license | |||
| Trade License Update (Manual) | AED 150 per trade license | AED 150 per trade license | |||
| Owner Association Account | ||||
|---|---|---|---|---|
| Account | ||||
| Account Opening Charges | As per structure agreed with client | |||
| Account Maintenance (per Month) | AED 500 | |||
| Remittances Incoming | ||||
|---|---|---|---|---|
| Local within UAE | Waived | |||
| International | Waived | |||
| Remittances Outgoing/Transfers | Online | Hybrid | Manual | |
| Local within UAE | AED 5 | AED 5 | AED 20 | |
| Within CBD accounts | Free | Free | AED 10 | |
| Managers Cheques (per cheque) | AED 25 | AED 25 | AED 25 | |
| Cheques | ||||
|---|---|---|---|---|
| Remote Cheque Scanning - iCollect (Setup and Scanner) | Waived | |||
| iCollect Monthly Maintenance | AED 500 per scanner | |||
| iCollect Service Cancellation | AED 750 per scanner | |||
| Special Clearing (inward and outward) | AED 205 per cheque | |||
| Post Dated Cheque Collection (PDC) | Online | Manual | ||
|---|---|---|---|---|
| PDC Collection | AED 5 | AED 15 | ||
| PDC Date extension | AED 5 | AED 25 | ||
| PDC Withdrawal | AED 5 | AED 25 | ||
| Courier Pickup (Setup) | Waived | |||
| Courier Pickup (Monthly Maintenance) | AED 300 per month | |||
| Cash Deposit | ||||
|---|---|---|---|---|
| Over the counter teller transactions | AED 25 per deposit | |||
| Through Cash Deposit Machine | Free | |||
| ATM | Free | |||
| Dedicated cash pickup (Unverified) | Standard charges will apply | |||
| Smart Cash Deposit Machine (SCDM) - 1200 Notes Capacity***** | AED 2,500 per month | |||
| Direct Debit | ||||
|---|---|---|---|---|
| Originator Registration | Waived | |||
| DDA Mandate Registration | Waived | |||
| DDA Amendment/Cancelation | Waived | |||
| DDA Collection | Waived | |||
| Direct Debit Cancelation | Standard charges will apply | |||
| iBusiness (Online Banking) | ||||
|---|---|---|---|---|
| Setup Fee | Waived | |||
| Enquiry only | Waived | |||
| Enquiry and Full transaction service Maintenance Fee | Waived | |||
| Training Support | Waived | |||
* Above charges are Commercial Bank of Dubai charges only, other banks may deduct their charges from the remittance amount
** Plus applicable cash processing charges
*** Cheque Stationery will be at actual cost
**** All our charges, commissions and fees are exclusive of Value Added Tax (VAT). VAT will be charged wherever applicable.
***** SCDMs with higher capacities can be provided upon request.
Trade Finance
| Import - Letter of Credits Charges | ||||
|---|---|---|---|---|
| Product | Revised Pricing | |||
| LC issuance | ||||
| LC Issuance Commission | 0.125% per month (Min. 3 months) Min. AED 750 + Handling Fee +Swift Charges + Courier Charges (if applicable) | |||
| Standby LCs | 0.25% per month (Min. 3 months) Min. AED 750 + Handling Fee +Swift Charges + Courier Charges (if applicable) | |||
| Special LCs (B2B/Revolving/etc) & Commodity (eg Coal, Oil etc) | Case by case pricing with a minimum as applicable for LC issuance commission | |||
| LC Amendment Commission (Value & Expiry) & Reinstatement of Revolving or other LCs as applicable | 0.125% per month Min. AED 500 + Handling Fee + Swift Charges + Courier Charges (if applicable) | |||
| Other amendments (non-financial) | AED 500 + Handling Fee + Swift charges + Courier Charges (if applicable) | |||
| Handling Fee (issuance/amendment) | AED 500 | |||
| Handling Fee for Manual Transactions | 0.125% flat Min. AED 500 | |||
| Cancellation of Unutilised LC (Full LC Value) | AED 500 + Swift Charges | |||
| Trade Advisory/Structuring Fee | Case by case basis subject to agreement | |||
| Miscellaneous - Providing Draft LCs | AED 500 | |||
| ||||
| Documents Under Import LC | |||||
|---|---|---|---|---|---|
| LC acceptance commission | 0.167% per month for the full usance period Min. AED 500 | ||||
| LC Expiration/Overdrawing Commission | 0.167% on overdrawn amount or expired period Min. AED 750 + Handling Fee | ||||
| LC Discrepancy Fee (per presentation) | AED 400 + Swift Charges | ||||
| Return of Discrepant Documents (unpaid/unaccepted) | AED 750 + Swift Charges + Courier Charges (if applicable) | ||||
| Inward Documentary Bills for Collection | |||||
|---|---|---|---|---|---|
| Advising Fee | AED 300 | ||||
| IBC Handling/Acceptance/ Payment Commission | 0.166% Min. AED 300 + Swift Charges | ||||
| Amendment Fee - Increase in Value/Terms of Payment | 0.166% on increased amount/tenor (if any) Min. AED 300 + Swift Charges | ||||
| Other Amendments | AED 500 per amendment + Swift Charges | ||||
| IBC Documents Transferred to Another Bank | 0.25% flat of bill value Min. AED 300 + Swift Charges + Courier Charges | ||||
| IBC Documents Returned Unpaid /Unaccepted | 0.25% flat of bill value Min. AED 300 + Swift Charges + Courier Charges | ||||
| IBC Documents Released Free of Payment | 0.25% flat of bill value Min. AED 300 + Swift Charges + Courier Charges | ||||
| Avalization of Drafts | 0.125% per month (Min. 3 months) Min: AED 750 + Swift Charges | ||||
| Imports Loan Handling Charges (TR/LAD/LCD/OATR) | |||||
|---|---|---|---|---|---|
| (OATR) Open Account TR Payment Commission | 0.125% + Swift Charges Min. AED 500 + Swift Charges | ||||
| Loan Booking Fee | AED 500 | ||||
| Loan Pre-settlement | AED 500 per transaction | ||||
| Loan Extension | AED 500 plus additional 2% p.a. interest for extension period | ||||
| Loan Past Due | 2% p.a. additional interest for the past due period | ||||
| Export - Letter of Credits Charges | |||||
|---|---|---|---|---|---|
| LC Advising Fee | To Customers: AED 400 To Non-Customers: AED 500 | ||||
| Amendment Advising Fee | To Customers: AED 300 To Non-Customers: AED 400 | ||||
| Export LC Confirmation | Applicable commission as per arrangement with customer in consideration of Bank/Country risk. Min. commission AED 750 | ||||
| Transfer of LC | 0.25% flat on transferred amount Min. AED 1000 + Scrutiny Fee + Swift Charges | ||||
| Transfer of LC Amendment | 0.25% on increased amount (if any) Min AED 500 + Swift Charges | ||||
| Assignment of Proceeds under Export LC | 0.125% flat Min. AED 750 + Swift Charges | ||||
| Documents Under Export LC | |||||
|---|---|---|---|---|---|
| Negotation/Discounting Handling Commission - for LC and Collection Bills | 0.166% of bill value in addition to Bank risk commission as applicable Min. AED 500 | ||||
| Export Documents Scrutiny Fee | Customers: AED 400 per presentation Non-Customers: AED 500 per presentation | ||||
| Handling Commission on Documents Forwarded to Nominated Banks for Negotiation | AED 750 | ||||
| Payment of Other Bank's Reimbursement Claim | AED 500 | ||||
| Discounting of LC Bills | Agreed interest rate + Discounting handling commission | ||||
| Outward Documentary Bills for Collection | |||||
|---|---|---|---|---|---|
| Handling/Amendment Commission of Outward Documentary Bills for Collection | 0.125% flat of bill value Min. AED 500 + Courier Charges (Local/International) | ||||
| Handling Fee for Documents Returned Unpaid | AED 500 | ||||
| Advising Fee for OBC Acceptance | AED 300 | ||||
| OBC Bills Discounting | Agreed interest rate + AED 500 flat fee | ||||
| Letter of Guarantee | ||||
|---|---|---|---|---|
| Issuance Commission - Non Financial LGs | Fixed Maturity: 2.5% per annum (Min. 3 months) Open Ended: 3.0% per annum (Min. 3 months) Min. AED 750 + Swift Charges (if applicable) | |||
| Issuance Commission - Financial LGs | Fixed Maturity: 3.0% (min. 3 months) Open Ended: 3.5% (Min. 3 months) Min. AED 750 + Swift Charges (if applicable) | |||
| Handling Fee for Manual Transactions | 0.125% flat Min. AED 500 | |||
| Amendement on Value and Expiry | As per Issuance Commission for Financial and Non-Financial Guarantees + Swift + Courier+ AED 250 per amendment | |||
| Other Amendments | AED 500 per amendment + Swift and/or Courier Charges as applicable | |||
| Guarantee Draft Copy | AED 750 per draft | |||
| Advising Other Bank Guarantees | Customers: AED 300 Non-Customers: AED 500 | |||
| Claims Handling Charges - and Lodging of Claims with Other Banks | AED 1000 + Swift/Courier Charges | |||
| Shipping Guarantees | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Issuance Comission | AED 1000 | ||||||||
| Redeemed After One Month of Issuance | 0.125% of Invoice value less margin (if any) held + Swift and/or Courier Charges as applicable | ||||||||
| For Time LCs | 0.125% flat of Invoice value less margin held Min. AED 250 | ||||||||
| Cheque and/or related Bill Discounting / Revolving Loans - Handling Commissions | ||||
| Loan against Bills (LBD &FBD) Handling Commission | 0.125% flat on invoice/cheque value Min. AED 500 | |||
| Replacement, Withdrawal of Bills Discounted | AED 500 per item | |||
| Extension of Cheque Discounting | AED 500 + 2% p.a. interest rate for the extended period | |||
| Loan Against Invoice – Pre Sales (For Payments to Suppliers) | 0.125% on bill value Min. AED 500 | |||
All Other Revolving Loans (LPP, LPO, LAI Post Sales, etc.) | 0.125% on bill value Min. AED 500 | |||
| Extension of All Revolving Loans | AED 500 per extension along with 2% p.a. additional interest for the extended period | |||
| Early Settlement Charges for All Revolving Loans (LPP, LPO, LAI, LGL) | AED 500 or 20% of unaccrued interest of remaining days from settlement date, whichever is higher | |||
| Past Due of Revolving Loans (LPP, LPO, LAI, LGL) | 2% p.a. additional interest for the past due period | |||
| Other Charges | ||||
|---|---|---|---|---|
| Reimbursement Fee | AED 500 | |||
| Exchange Compensation Fee for Documents in Foreign Currency. Imports - settling Bills in FC | 0.25% Min AED 300 | |||
| Courier Charges | Local: AED 100 International: AED 250 | |||
| Swift Charges | AED 200 | |||
| Reminder cCarges | AED 100 per reminder - plus Courier (local - AED 100; International - 250) or Swift (AED 150) as applicable | |||
| Postage Charges | AED 150 | |||
| Retrieval of Old Records | ||||
| Within 1 year | AED 100 per document | |||
| Over 1 Year | AED 500 per document | |||
PSP Tariff
| Cash Online Top-up Charges | |
|---|---|
| Channel | Fees |
| Online Wallet Top-Up (via CBD Online Banking and I-Business) | AED 25 |
| Amwal Wallet Top-Up Charges | |
|---|---|
| Channel | Fees |
| Teller (CBD Branches & PSPD Locations) | AED 100 |
| Telex Transfer | AED 50 (excluding applicable transfer charges) |
| Cheque Deposit Machine (CDM) | AED 50 |
| Automated Teller Machine (ATM) | AED 50 |
| Noqodi Wallet Top-Up Charges | |
| Channel | Fees |
| Noqodi (via eDebit) | AED 10 |
| Noqodi (via CBD Branches) | AED 50 |
| Automated Teller Machine (ATM) | AED 30 |
| Transaction Fees | |
|---|---|
| Services | Fees |
| EIDA - Emirates Identity Authority | AED 2.50 |
| DSG - Dubai Smart Government | Free |
| DP World - Dubai Port World | AED 5 |
| EMPAY - Emaratech Payment | AED 6 |
*All our charges, commissions and fees are exclusive of Value Added Tax (VAT). VAT will be charged wherever applicable.
Interchange Reimbursement Fee Structure for Consumer debit and prepaid cards in the UAE
Applicable Rates for Specific Merchant Segments:
| Special Merchant Segment | Merchant Category Code | IRF Rate |
|---|---|---|
| Government | (4111) Local and Suburban Commuter Passenger Transportation, Including Ferries (4112) Passenger Railways (4121) Taxicabs and Limousines (4131) Bus lines (4814) Telecom including prepaid/ recurring Phones services (4816) Computer Network/Information Services (4899) Cable, Satellite, Other Pay Television, Radio Services (4900) Utilities-Electricity, Gas, Heating Oil, Sanitary, Water (9211) Court Costs (9222) Fines (9223) Bail Bond Payments (9311) Tax Payments (9399) Government Services-Not Elsewhere Classified (9024) Postal Services-Government Only (9405) Intra-Government Purchases-Government Only | 0.50% with a max IRF valueof AED 25.00 |
| Transport | (4784) Tolls and Bridge Fees, Tolls (7523) Parking Lots/Garages | 0.50% with a max IRF value of AED 25.00 |
| Petrol | (5541) Service Stations (5542) Automated Fuel Dispensers | 0.50% with a max IRF value of AED 25.00 |
| Education | (8211) Elementary and Secondary Schools (8220) Colleges, Universities, Professional Schools, and Junior Colleges (8241) Correspondence Schools (8244) Business and Secretarial Schools (8249) Vocational and Trade Schools (8299) Schools and Educational Services (Not Elsewhere Classified) | 0.65% with a max IRF value of AED 32.50 |
| Real Estate | (6513) Real Estate Agents and Managers – Rentals | 0.65% with a max IRF value of AED 32.50 |
| Charity | (8398) Charitable Social Service Organizations (8661) Organizations, Religious | 0.65% with a max IRF value of AED 32.50 |
| Exchange Houses | (6051) Quasi Cash Merchant | AED 2.00 fixed fee per transaction |
Applicable Rates for General Merchant Segments:
| General Merchant Segment | POS IRF Rate | E-commerce IRF Rate | POS Max IRF Value | E-commerce Max IRF Value |
|---|---|---|---|---|
| Consumer Standard Debit Card | 0.75% | 1.00% | AED 37.50 | AED 50.00 |
| Consumer Premium Debit Card | 1.00% | 1.00% | AED 50.00 | AED 50.00 |
| Consumer Prepaid Card | 1.00% | 1.00% | AED 50.00 | AED 50.00 |
Disclaimer
All fees and charges mentioned are subject to change from time to time at the sole discretion of Commercial Bank of Dubai without prior notification. Charges for services not indicated in this List of Fees and Charges are available on request. Additional expenses, e.g. postage, cable, courier, fax, legal fees, etc. will be charged for, where incurred.
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