Get reward points on the average balance

There’s no need to maintain a minimum balance but you’ll get reward points on the average balance you do decide to keep with us, every single month! The CBD NOW app also let’s you look at your statements and sends you texts/smart notifications to keep you in the loop with your spending.


Does this sound like the account for you? You’ll need to be earning AED 10,000+ each month, and be at least 21 years old, as well as a UAE resident or GCC national. We’ll need to see the requested documentation, too.

Check out our Terms & Conditions here.

Check out our Fees & Charges here.

Interest Rates

Amount(average monthly balance) Accounts Opened prior 01-Nov-2017
Accounts Opened on or after 01-Nov-2017 
 Interest rate % p.a.  Interest rate % p.a.
Up to AED 25,000 0.75% 0.00%
AED 25,001 – 100,000 0.25%
AED 100,001 – 1,000,000 0.15%
Above AED 1 Million 0%

* Published interest rates can vary from time to time. Interest is calculated on average monthly balance.