Tailored treasury solutions for your cash flow needs
At CBD, we offer customisable treasury products and services designed to meet your unique cash flow requirements. Our advisory-focused approach ensures we provide solutions that align with your specific needs, rather than offering generic, off-the-shelf options. We prioritise transparency, helping you understand the benefits and risks of our solutions. The enduring relationships we maintain with our clients are a testament to the trust and confidence they place in CBD.
Foreign Exchange
Hedge your currency exposure
At CBD, we help you manage your foreign exchange risks and opportunities. Our foreign exchange team helps both individual and wholesale customers manage risk and opportunities associated with volatile foreign exchange markets. Foreign exchange exposure can come in many forms, and the are a number of products to help clients manage this exposure, ranging from basic spot and forward products, through to complex derivatives products. Whatever your requirement, CBD's treasury team will have a solution for you.
Deposits
Ensure the best returns for your money via our range of deposits in both Islamic and conventional formats. CBD provides competitive rates across all deposit types, from overnight to fixed-term deposits.
Interest Rate Hedging
Tackle the impact of interest-rate volatility
Lock in the best rates for your business and go for a structure that can offset risks. CBD Treasury offers tailored Interest Rate Solutions for all major global and regional currencies, subject to relevant approvals.
Commodities Hedging
Providing hedging solutions against commodities
Commodity protection in core businesses is important for margin protection. Even if you are new to commodity hedging, CBD Treasury can tell you what hedging is and how it works, and what techniques companies can use according to their business requirements to stay protected against fluctuating commodities such as oil, gold, steel, sugar, and milk. As businesses need to protect themselves from the volatility, CBD Treasury sales experts are always ready to advise clients about the inherent commodity price risk in their businesses and provide appropriate hedging solutions.
Bonds and Sukuk
Benefit from opportunities in the global fixed-income market
Invest in globally recognised bonds with attractive yields at competitive rates. CBD customers may buy and sell global fixed-income instruments either as Sharia’ah- compliant Sukuk or in a conventional interest bearing format. Subject to approval, more experienced customers may also leverage their yields, which may increase their returns significantly.
Investments
Performance, client service, and integrity
At CBD, we aim to build a lasting partnership with you by offering suitable and relevant investment solutions that are geared towards helping you achieve your ambitions.
We're recognised as one of UAE's leading providers of investment solutions, using pillars of performance, client service, and integrity to help our clients achieve their financial goals.
Our primary focus is on risk management, product suitability and generating returns that are in line with your risk-taking preferences.
Our dedicated investment solution managers work with you to create a customised solution based on your specific wealth management and investment objectives, taking into consideration various factors like time horizon, risk-taking preferences, special circumstances while also considering the current and anticipated economic climate.
CBD manages your wealth on an 'execution-only' basis where our investment solution managers will work with you to evaluate suitability and appropriateness of each individual investment opportunity before you take the final decision.
And that's not all: post-investment, your manager will provide regular product and market updates for you, so that you're always up to date on your portfolio.
- International Real Estate transactions targeting regular income and a possibility of price appreciation due to carefully planned value-add strategies in assets like retirement home, hospitality and logistics
- Funds investing in Senior Secured Loans offering regular income and high anticipated returns by maturity
- Stable income solutions like global Trade Finance Fund and Long Income Freehold Fund generating regular income with periodic liquidity.
For capturing performance from the financial markets, CBD offers risk-profiling based portfolios investing in the fixed income market. We offer efficient execution and custody services for:
- Local, regional and international sukuks
- Leverage on sukuks
- Execution in international equity markets
Please contact your Relationship Manager to set up a meeting with an Investment Professional: click here.
Research and Publications
Vital knowledge and information at your fingertips
Be guided in your investment decisions with the most critical facts and data at home and abroad.
CBD publishes weekly reports providing clients with condensed synopses of events affecting regional and global markets plus hedging and investment ideas across foreign exchange, commodities, bonds, and derivatives.
Whether you are following your home currency for remittance purposes, personal or company investments, or simply want to follow balance sheet and commodity hedging ideas, the publications offer a snapshot of global markets for everyone.
LIBOR Transition FAQs
The transition from LIBOR benchmarks to risk free replacements started in June 2023. These FAQ’s are designed to provide context and details about this transition, related to the transition of interest rate benchmarks. Should you require additional information, please click here
Relevant links
Warning
If the account balance is below the Minimum balance thresholds, then the corresponding breach of Minimum balance charges will apply. For complete product details and warnings, please refer to the Key Facts Statement document.
Our goal at CBD is to ensure that everyone has access to affordable banking solutions to help improve financial capability, promote savings, and build assets and wealth in the months and years to come.
To ensure you are not charged a monthly service fee on your account, please ensure you maintain a minimum monthly average balance of AED 5,000. This is waived if you transfer your salary to CBD or if you have a loan/finance with the bank.
Other ways to connect
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