| A) Facility Processing Fees: |
| Description |
Fees / Charges |
| Commercial Customers |
Corporate Customers |
| 1) New Facilities |
Sensitivity Charges with minimum as mentioned in last column for Commercial Segment |
| i) Short Term/Working Capital Facilities |
0.25% Min. AED 10,000/-
Max AED 50,000/- |
| ii) Mid Term Commercial Loans |
0.50% Min. AED 10,000/- Max. AED 50,000/-
Plus Commitment Fee
@ 0.25% p.a. to be recovered quarterly in arrears on undrawn balances |
| iii) Mid Term Real Estate Loans |
1% Min. AED 20,000/-
Plus Commitment Fee
@ 0.25% p.a. to be recovered quarterly in arrears on undrawn balances |
| |
| 2) Existing Facilities |
| (a) Renewals: |
| i) Short Term/Working Capital Facilities |
0.125% Min. AED 2,500/-
Max AED 25,000/- |
| (b) Isolated: |
| i) Short Term/Working Capital Facilities |
0.125% Min. AED 5,000/- |
| ii) Mid Term Commercial Loan |
0.25% Min. AED 5,000/-
Max. 25,000/-
Plus Commitment Fee @ 0.25% p.a. to be recovered quarterly in arrears on undrawn balances |
| iii) Mid Term Real Estate Loan |
0.50% Min. AED 10,000/- Max. 50,000/-
Plus Commitment Fee @ 0.25% p.a. to be recovered quarterly in arrears on undrawn balances |
| (c) Excess: |
i) Up to 10% of Short Term/
Working capital Limits |
AED 2,500/- Flat |
ii) Above 10% of Short Term /
Working Capital Limits |
AED 5,000/- Flat |
| (d) Others: |
| i) Re-scheduling/Restructuring - Loans |
0.125% Min. AED 5,000/- |
| ii) Prepayment Penalty – Loans |
0.5% of the amount prepaid |
| iii) Postponement - Loan Installments |
AED 2,000/- per Installment |
| |
| B) Facilities Handling Fees: |
| Description |
Fees / Charges |
i) Loan against Bills Discounting
(LBD & FBD) |
0.125% Per Item
Min. AED 200/- |
ii) Replacement, Withdrawal of Bills
Discounted |
AED 200/- Per Item |
| iii) Extension of Bills Discounted |
AED 500/- Per Item along with 2%p.a. additional interest rate for the extended period |
| iv) Returned Unpaid - Bills Discounted |
AED 200/- Per Item |
v) All other Revolving Loans
(LPP, LPO,
LAI etc.) |
AED 200/- Per Transaction |
| vi) Extension of all revolving loans |
AED 200/- Per Extension along with 2%p.a. additional interest rate for the extended period |
| vii) Early Settlement of all revolving loans |
AED 200/- Per Settlement |
| |
| C) Miscellaneous Charges: |
| Description |
Fees / Charges |
| i) Legal Mortgage Registration Charges |
AED 2,500/- for same Emirate
AED 5,000/- for other Emirates |
ii) Legal Mortgage Amendment,
Release Charges |
AED 1,500/- for same Emirate
AED 2,500/- for other Emirates |
